/* Hide the theme's default page-title H1 on these pages — the block supplies its
   own H1. Scoped to #brx-content's direct child so the block's own H1 (nested in
   #mflc) is unaffected; only ships on pages that contain this block. */
#brx-content > h1{display:none!important}
#mflc{
  --navy:#0C3E60; --navy-2:#0f4a73; --accent:#F58F47; --accent-dk:#e0762c;
  --gold:#FFD64F; --peach:#FEF0E7; --on-accent:#ffffff;
  --ink:#20303c; --muted:#5d6b76; --line:#eaddd3; --bg:#ffffff; --bg-soft:#fff8f2;
  --radius:16px; --radius-sm:10px; --shadow:0 14px 40px rgba(12,62,96,.10);
  --head:"Poppins",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --ui:"Montserrat","Poppins",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --body:Arial,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,sans-serif;
  color:var(--ink);font-family:var(--body);line-height:1.62;font-size:17px;
  max-width:none;margin:0;padding:6px clamp(16px,4vw,56px) 56px;
}
/* readable column cap for long-form text on very wide screens; hero/cards/tables use full width */
#mflc .calc-lead,#mflc > p,#mflc .qsub{max-width:70ch}
#mflc *{box-sizing:border-box}
#mflc h1,#mflc h2,#mflc h3{font-family:var(--head);color:var(--navy);line-height:1.15;margin:0 0 .5em;font-weight:700;letter-spacing:-.01em}
#mflc h1{font-size:clamp(29px,5vw,44px)}
#mflc h2{font-size:clamp(23px,3.4vw,31px);margin-top:1.6em}
#mflc h3{font-size:clamp(18px,2.4vw,21px);margin-top:1.3em}
#mflc p{margin:0 0 1em}
#mflc a{color:var(--accent-dk);text-decoration:underline;text-underline-offset:2px}
#mflc strong{color:var(--navy)}
#mflc ul,#mflc ol{margin:0 0 1em;padding-left:1.25em}
#mflc li{margin:.3em 0}

/* hero */
#mflc .hero{background:linear-gradient(180deg,var(--peach) 0%,#fff6ee 100%);border:1px solid var(--line);
  border-radius:var(--radius);padding:34px 34px 30px;margin-bottom:26px;position:relative;overflow:hidden}
#mflc .hero::after{content:"";position:absolute;right:-40px;top:-40px;width:180px;height:180px;border-radius:50%;
  background:radial-gradient(circle at 30% 30%,rgba(255,214,79,.55),rgba(245,143,71,.15));filter:blur(4px);pointer-events:none}
#mflc .eyebrow{font-family:var(--ui);font-size:12.5px;font-weight:800;letter-spacing:1.6px;text-transform:uppercase;color:var(--accent-dk);margin:0 0 10px}
#mflc .tldr{background:#fff;border:1px solid var(--line);border-left:5px solid var(--gold);border-radius:12px;
  padding:16px 18px;margin:18px 0 0;font-size:16px;box-shadow:0 4px 14px rgba(12,62,96,.05)}
#mflc .tldr b{color:var(--navy)}
#mflc .dates{font-family:var(--ui);font-size:13px;color:var(--muted);margin:16px 0 0}
#mflc .dates time{font-weight:700;color:var(--ink)}
#mflc .crumbs{font-family:var(--ui);font-size:13.5px;color:var(--muted);margin:0 0 18px;display:flex;flex-wrap:wrap;gap:8px;align-items:center}
#mflc .crumbs a{color:var(--accent-dk);text-decoration:none}
#mflc .crumbs a:hover{text-decoration:underline}
#mflc .crumbs .sep{color:var(--muted);opacity:.55}
#mflc .crumbs [aria-current]{color:var(--navy);font-weight:700}

/* buttons */
#mflc .btn,#mflc a.btn{font-family:var(--ui);cursor:pointer;display:inline-flex;align-items:center;justify-content:center;gap:9px;
  font-size:16px;font-weight:800;padding:14px 26px;border-radius:999px;border:none;text-decoration:none;text-align:center;
  background:var(--accent);color:var(--on-accent)!important;box-shadow:0 8px 20px rgba(245,143,71,.34);transition:.15s;line-height:1.1}
#mflc .btn:hover{background:var(--accent-dk);transform:translateY(-2px);color:#fff!important}
#mflc .btn.block{display:flex;width:100%}
#mflc .btn.ghost{background:#fff;color:var(--navy)!important;border:2px solid var(--line);box-shadow:none}
#mflc .btn.ghost:hover{border-color:var(--accent);background:var(--bg-soft);transform:none}

/* calculator cards (hub) */
#mflc .cards{display:grid;grid-template-columns:1fr;gap:16px;margin:22px 0 8px}
@media(min-width:720px){#mflc .cards{grid-template-columns:1fr 1fr 1fr}}
#mflc .ccard{display:flex;flex-direction:column;gap:8px;padding:22px 22px 20px;border:1px solid var(--line);
  border-radius:var(--radius);background:#fff;text-decoration:none;color:var(--ink);transition:.15s;box-shadow:0 4px 14px rgba(12,62,96,.05)}
#mflc .ccard:hover{border-color:var(--accent);transform:translateY(-3px);box-shadow:var(--shadow)}
#mflc .ccard .cico{font-size:34px;line-height:1}
#mflc .ccard h3{margin:.2em 0 0;color:var(--navy)}
#mflc .ccard p{font-size:14.5px;color:var(--muted);margin:0}
#mflc .ccard .go{margin-top:8px;font-family:var(--ui);font-weight:800;color:var(--accent-dk);font-size:14.5px}

/* tables */
#mflc .twrap{overflow-x:auto;margin:0 0 1.2em;border:1px solid var(--line);border-radius:12px}
#mflc table{border-collapse:collapse;width:100%;font-size:15.5px;min-width:460px}
#mflc caption{caption-side:bottom;text-align:left;font-size:13px;color:var(--muted);padding:8px 12px}
#mflc thead th{background:var(--navy);color:#fff;font-family:var(--ui);font-weight:700;text-align:left;padding:12px 14px;font-size:14px}
#mflc tbody td{padding:11px 14px;border-top:1px solid var(--line)}
#mflc tbody tr:nth-child(even){background:var(--bg-soft)}

/* FAQ */
#mflc .faq{margin-top:10px}
#mflc details{border:1px solid var(--line);border-radius:12px;background:#fff;margin:0 0 12px;padding:0 18px;box-shadow:0 3px 10px rgba(12,62,96,.04)}
#mflc details[open]{border-color:var(--accent)}
#mflc summary{font-family:var(--head);font-weight:700;color:var(--navy);font-size:17px;cursor:pointer;list-style:none;
  padding:16px 30px 16px 0;position:relative}
#mflc summary::-webkit-details-marker{display:none}
#mflc summary::after{content:"+";position:absolute;right:2px;top:50%;transform:translateY(-50%);font-size:24px;color:var(--accent-dk);font-weight:400}
#mflc details[open] summary::after{content:"–"}
#mflc details .a{padding:0 0 16px;color:var(--ink)}
#mflc details .a p:last-child{margin-bottom:0}

/* author + note */
#mflc .author{display:flex;gap:14px;align-items:flex-start;margin-top:30px;padding:20px;border:1px solid var(--line);
  border-radius:var(--radius);background:var(--bg-soft)}
#mflc .author .ava{width:52px;height:52px;border-radius:50%;background:var(--navy);color:#fff;font-family:var(--head);
  font-weight:700;font-size:20px;display:flex;align-items:center;justify-content:center;flex:none}
#mflc .author h3{margin:0 0 3px;font-size:17px}
#mflc .author p{margin:0;font-size:14px;color:var(--muted)}
#mflc .author a{color:var(--accent-dk)}
#mflc .ctaband{margin-top:28px;background:var(--navy);border-radius:var(--radius);padding:28px 26px;text-align:center;color:#fff}
#mflc .ctaband h3{color:#fff;margin:0 0 6px}
#mflc .ctaband p{color:#d7e3ee;margin:0 0 16px}
#mflc .ctaband .btn.ghost{color:#fff!important;border-color:rgba(255,255,255,.4);background:transparent}

/* ---- embedded calculator ---- */
#mflc .calcwrap{background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  box-shadow:var(--shadow);padding:26px 26px 28px;margin:8px 0 4px}
#mflc .calcwrap .kicker{font-family:var(--ui);font-size:12px;font-weight:800;letter-spacing:1.2px;text-transform:uppercase;color:var(--accent-dk);margin:0 0 4px}
#mflc .calcwrap .ktitle{font-family:var(--head);font-weight:700;color:var(--navy);font-size:22px;margin:0 0 2px}
#mflc form.q{display:flex;flex-direction:column;gap:0}
#mflc #calcForm[hidden],#mflc #calcResult[hidden]{display:none}
#mflc .qb{margin-top:22px;padding-top:20px;border-top:1px solid var(--line)}
#mflc .qb:first-of-type{margin-top:16px;border-top:none;padding-top:0}
#mflc .qb.hidden{display:none}
#mflc .qhead{font-family:var(--ui);font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--accent-dk);margin:0 0 9px}
#mflc .qhead span{color:var(--muted);font-weight:700}
#mflc .qb .flabel{display:block;font-family:var(--head);font-size:17px;font-weight:600;color:var(--navy);margin-bottom:4px}
#mflc .qsub{font-size:14px;color:var(--muted);margin:0 0 12px}
#mflc .fld{display:flex;flex-direction:column;gap:8px}
#mflc .fld .money{position:relative}
#mflc .fld .money::before{content:"$";position:absolute;left:13px;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:700}
#mflc .fld input[type=text]{font:inherit;font-size:16px;color:var(--ink);background:#fff;border:1.5px solid var(--line);
  border-radius:10px;padding:13px 14px;width:100%}
#mflc .fld .money input{padding-left:26px}
#mflc .fld input:focus{outline:2px solid var(--accent);outline-offset:0;border-color:var(--accent)}
#mflc .opts{display:flex;flex-direction:column;gap:9px}
#mflc .opt{display:flex;align-items:center;gap:11px;padding:13px 15px;border:1.5px solid var(--line);border-radius:10px;
  background:#fff;cursor:pointer;font-size:15.5px;transition:.12s}
#mflc .opt:hover{border-color:var(--accent)}
#mflc .opt input{accent-color:var(--accent);width:18px;height:18px;flex:none}
#mflc .opt.checked{border-color:var(--accent);background:var(--peach)}
#mflc .qb .next{margin-top:15px}
#mflc .qerr{color:#b42318;font-size:13.5px;margin:10px 0 0;font-weight:700}
#mflc #calcResult{text-align:center;padding:6px 0 2px}
#mflc .cres-head{font-family:var(--ui);font-size:13px;font-weight:800;letter-spacing:.05em;text-transform:uppercase;color:var(--accent-dk);margin:0 0 4px}
#mflc .cres-num{font-family:var(--head);font-size:clamp(40px,9vw,60px);font-weight:800;color:var(--navy);line-height:1.04;letter-spacing:-1px}
#mflc .cres-body{font-size:16.5px;color:var(--ink);max-width:34rem;margin:14px auto 0}
#mflc .cres-body b{color:var(--navy)}
#mflc .cdisc{font-size:12.5px;color:var(--muted);margin:16px auto 0;max-width:34rem}
#mflc .fnote{font-size:13.5px;color:var(--ink);background:var(--bg-soft);border:1px solid var(--line);
  border-left:4px solid var(--gold);border-radius:0 10px 10px 0;padding:12px 14px;text-align:left}
#mflc .cres-cta{display:flex;flex-direction:column;gap:10px;max-width:22rem;margin:22px auto 0}
#mflc .adjust{display:block;text-align:center;margin-top:16px;font-family:var(--ui);font-size:14px;color:var(--muted);text-decoration:none;cursor:pointer}
#mflc .adjust:hover{color:var(--accent-dk)}
#mflc .calc-ns{background:var(--bg-soft);border:1px solid var(--line);border-radius:12px;padding:16px 18px;font-size:15px}
@media (prefers-reduced-motion:reduce){#mflc *{transition:none!important}}

/* ============================================================
   MFL Reviews / Testimonials block (shortcodes [mfl_testimonials]
   + [mfl_reviews_strip]). Namespaced .mflr-* so it never collides
   with the calculator/marketing styles above; reuses the shared
   #mflc design tokens, .hero/.crumbs/.btn/.tldr/details/.ctaband.
   Added by Claude 2026-08-08.
   ============================================================ */
#mflc{--star:#f5a623}
#mflc .mflr-lede{font-size:18px;color:var(--ink);max-width:64ch;margin:2px 0 0}
#mflc .mflr-sub{font-family:var(--ui);color:var(--muted);font-size:15px;margin:-.4em 0 1.1em}

/* stat bar */
#mflc .mflr-stats{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0 4px}
#mflc .mflr-stat{flex:1;min-width:150px;background:#fff;border:1px solid var(--line);border-radius:12px;
  padding:14px 18px;box-shadow:0 4px 14px rgba(12,62,96,.05);display:flex;flex-direction:column;gap:3px}
#mflc .mflr-stat .n{font-family:var(--head);font-size:30px;font-weight:800;color:var(--navy);line-height:1}
#mflc .mflr-stat .l{font-family:var(--ui);font-size:13px;color:var(--muted)}
#mflc .mflr-stars{color:var(--star);letter-spacing:1px;white-space:nowrap}
#mflc .mflr-stars.mflr-big{font-size:24px;letter-spacing:2px}

/* hero cta row */
#mflc .mflr-cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:20px}

/* featured (stacked, full width) */
#mflc .mflr-featwrap{display:grid;grid-template-columns:1fr;gap:16px;margin:6px 0 8px}

/* review cards */
#mflc .mflr-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px;
  box-shadow:0 4px 14px rgba(12,62,96,.05);transition:.16s}
#mflc .mflr-card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
#mflc .mflr-feat{border-left:5px solid var(--accent);padding:24px 26px}
#mflc .mflr-feat .mflr-body{font-size:16.5px}
#mflc .mflr-head{display:flex;align-items:center;gap:12px;margin-bottom:12px}
#mflc .mflr-av{width:46px;height:46px;border-radius:50%;object-fit:cover;flex:none;background:var(--line)}
#mflc .mflr-av-fb{display:flex;align-items:center;justify-content:center;background:var(--navy);color:#fff;
  font-family:var(--head);font-weight:700;font-size:16px}
#mflc .mflr-idn{min-width:0}
#mflc .mflr-name{font-family:var(--head);font-weight:700;color:var(--ink);font-size:15.5px;margin:0}
#mflc .mflr-meta{font-family:var(--ui);font-size:12.5px;color:var(--muted);margin:2px 0 0;display:flex;align-items:center;gap:6px}
#mflc .mflr-when{color:var(--muted)}
#mflc .mflr-head .mflr-g{margin-left:auto;flex:none}
#mflc .mflr-body{font-size:15px;color:var(--ink);margin:0}
#mflc .mflr-more{background:none;border:0;color:var(--accent-dk);font:inherit;font-weight:700;cursor:pointer;padding:0}
#mflc .mflr-more:hover{text-decoration:underline}
#mflc .mflr-tags{margin-top:14px;display:flex;flex-wrap:wrap;gap:6px}
#mflc .mflr-tag{font-family:var(--ui);font-size:11px;font-weight:700;color:var(--navy);background:var(--peach);
  padding:3px 9px;border-radius:6px}

/* filter chips */
#mflc .mflr-filters{display:flex;flex-wrap:wrap;gap:9px;margin:4px 0 22px}
#mflc .mflr-chip{font-family:var(--ui);font-size:13.5px;font-weight:700;padding:8px 15px;border-radius:999px;
  border:1.5px solid var(--line);background:#fff;color:var(--muted);cursor:pointer;transition:.14s}
#mflc .mflr-chip:hover{border-color:var(--accent);color:var(--accent-dk)}
#mflc .mflr-chip.active{background:var(--navy);border-color:var(--navy);color:#fff}

/* masonry grid */
#mflc .mflr-grid{columns:3;column-gap:16px}
#mflc .mflr-grid .mflr-card{margin:0 0 16px;display:inline-block;width:100%;break-inside:avoid}
#mflc .mflr-grid .mflr-hide{display:none!important}
#mflc .mflr-loadmore{text-align:center;margin-top:24px}

/* reusable strip — self-contained (defines its own tokens so it can live on any
   page, #mflc or not). */
.mflr-stripwrap{--navy:#0C3E60;--navy-2:#0f4a73;--accent:#F58F47;--accent-dk:#e0762c;--gold:#FFD64F;--peach:#FEF0E7;
  --ink:#20303c;--muted:#5d6b76;--line:#eaddd3;--star:#f5a623;--radius:16px;
  --head:"Poppins",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --ui:"Montserrat","Poppins",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  position:relative;overflow:hidden;border-radius:var(--radius);padding:34px clamp(18px,4vw,38px);margin:24px 0;
  background:linear-gradient(155deg,#0c3e60 0%,#0f4a73 55%,#0a3350 100%)}
.mflr-stripwrap::before{content:"";position:absolute;right:-60px;top:-60px;width:230px;height:230px;border-radius:50%;
  background:radial-gradient(circle at 30% 30%,rgba(255,214,79,.35),rgba(245,143,71,.05) 70%);pointer-events:none}
.mflr-stripwrap>*{position:relative}
.mflr-stripwrap .mflr-striphead{text-align:center;margin-bottom:22px}
.mflr-stripwrap .mflr-strip-lbl{display:inline-flex;align-items:center;gap:7px;font-family:var(--ui);color:var(--accent);
  font-size:12.5px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;margin:0 0 8px;
  background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);padding:5px 13px;border-radius:999px}
.mflr-stripwrap .mflr-strip-title{font-family:var(--head);color:#fff;font-size:clamp(22px,3vw,29px);margin:0;font-weight:800;letter-spacing:-.01em}
.mflr-stripwrap .mflr-sub{color:#cfe0ee;font-family:var(--ui);font-size:15px;margin:8px 0 0}
.mflr-stripwrap .mflr-stars{color:var(--star);letter-spacing:1px;font-size:15px}

.mflr-strip{display:flex;gap:18px;overflow-x:auto;padding:4px 4px 14px;scroll-snap-type:x mandatory;
  scrollbar-width:thin;scrollbar-color:rgba(255,255,255,.35) transparent}
.mflr-strip::-webkit-scrollbar{height:8px}
.mflr-strip::-webkit-scrollbar-thumb{background:rgba(255,255,255,.3);border-radius:99px}
.mflr-scard{position:relative;background:#fff;border-radius:14px;padding:20px 20px 18px;min-width:290px;max-width:290px;
  flex:none;scroll-snap-align:start;box-shadow:0 12px 30px rgba(6,30,50,.28);display:flex;flex-direction:column;
  transition:transform .16s,box-shadow .16s}
.mflr-scard:hover{transform:translateY(-4px);box-shadow:0 18px 40px rgba(6,30,50,.36)}
.mflr-scard::after{content:"\201D";position:absolute;right:16px;top:6px;font-family:Georgia,"Times New Roman",serif;
  font-size:64px;line-height:1;color:var(--peach)}
.mflr-scard-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:10px}
.mflr-scard-q{font-family:var(--head);font-size:15px;line-height:1.5;color:var(--ink);margin:0 0 16px;font-style:normal;
  border:0;padding:0;position:relative;z-index:1}
.mflr-scard-ftr{display:flex;align-items:center;gap:11px;margin-top:auto;padding-top:14px;border-top:1px solid var(--line)}
.mflr-scard-av{width:40px;height:40px;border-radius:50%;flex:none;display:flex;align-items:center;justify-content:center;
  background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;font-family:var(--head);font-weight:700;font-size:15px}
.mflr-scard-by{display:flex;flex-direction:column;font-family:var(--ui);font-size:13.5px;color:var(--ink);font-weight:700;line-height:1.25}
.mflr-scard-by em{font-style:normal;font-weight:600;font-size:11px;color:var(--muted);margin-top:2px}
.mflr-strip-cta{text-align:center;margin-top:22px}
.mflr-strip-cta .btn.ghost{color:#fff!important;border-color:rgba(255,255,255,.45);background:transparent}
.mflr-strip-cta .btn.ghost:hover{background:rgba(255,255,255,.1);border-color:#fff}

/* responsive */
@media(max-width:900px){#mflc .mflr-grid{columns:2}}
@media(max-width:560px){#mflc .mflr-grid{columns:1}#mflc .mflr-stat{min-width:calc(50% - 6px)}}

/* Quick-answer band — text + image, full width (part of [mfl_testimonials]). */
#mflc .mflr-qa{display:grid;grid-template-columns:1.25fr .9fr;gap:0;margin:10px 0 8px;background:#fff;
  border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
#mflc .mflr-qa-text{padding:26px clamp(22px,3vw,32px);display:flex;flex-direction:column;justify-content:center}
#mflc .mflr-qa-text .eyebrow{margin:0 0 8px}
#mflc .mflr-qa-body{font-size:17px;line-height:1.55;color:var(--ink);margin:0}
#mflc .mflr-qa-trust{display:flex;align-items:center;gap:10px;margin:16px 0 0;font-family:var(--ui);font-weight:800;
  color:var(--navy);font-size:14px}
#mflc .mflr-qa-trust .mflr-stars{font-size:18px}
#mflc .mflr-qa-img{position:relative;min-height:220px}
#mflc .mflr-qa-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 22%;display:block}
@media(max-width:760px){
  #mflc .mflr-qa{grid-template-columns:1fr}
  #mflc .mflr-qa-img{order:-1;min-height:0}
  #mflc .mflr-qa-img img{position:relative;height:220px}
}
/* ============================================================
   Apply-online page  (.mfla-*)  — scoped under #mflc.
   Appended to bricks-child/assets/mfl-blocks.css 2026-08-08.
   ============================================================ */
#mflc .mfla-formcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  box-shadow:var(--shadow);padding:clamp(20px,3vw,34px);margin:0 0 26px}
#mflc .mfla-formcard .kicker{font-family:var(--ui);font-size:12px;font-weight:800;letter-spacing:1.2px;
  text-transform:uppercase;color:var(--accent-dk);margin:0 0 4px}
#mflc .mfla-formcard h2{margin:0 0 14px;margin-top:0}
#mflc .mfla-trust{list-style:none;margin:0 0 20px;padding:0;display:flex;flex-wrap:wrap;gap:8px 10px}
#mflc .mfla-trust li{font-family:var(--ui);font-size:13.5px;font-weight:700;color:var(--navy);
  background:var(--peach);border:1px solid var(--line);border-radius:999px;padding:7px 14px 7px 31px;position:relative}
#mflc .mfla-trust li::before{content:"✓";position:absolute;left:13px;top:50%;transform:translateY(-50%);
  color:var(--accent-dk);font-weight:800}
#mflc #mfl-apply{min-height:120px}
#mflc .mfla-ns{background:var(--bg-soft);border:1px dashed var(--line);border-radius:var(--radius-sm);
  padding:14px 16px;font-family:var(--ui);font-size:14px}
/* numbered "what happens next" steps */
#mflc .mfla-steps{list-style:none;counter-reset:step;margin:0 0 1em;padding:0;display:grid;gap:12px;max-width:none}
#mflc .mfla-steps li{counter-increment:step;position:relative;padding:15px 18px 15px 60px;
  background:#fff;border:1px solid var(--line);border-radius:12px;margin:0}
#mflc .mfla-steps li::before{content:counter(step);position:absolute;left:15px;top:14px;width:32px;height:32px;
  border-radius:50%;background:var(--navy);color:#fff;font-family:var(--head);font-weight:700;
  display:flex;align-items:center;justify-content:center;font-size:15px}
#mflc .mfla-steps b{color:var(--navy)}

/* Reviews strip title must stay white inside #mflc (beats the #mflc h2 navy color). 2026-08-08 */
#mflc .mflr-strip-title,#mflc .mflr-stripwrap .mflr-strip-title{color:#fff}

/* ===== moved from WP Customizer 2026-08-08 ===== */
/* MFL-CASE-STUDY START */
.mfl-cs{--o:#f58f47;--o2:#f38e47;--navy:#0d3d61;--ink:#171717;--ink2:#231f20;--grey:#bcbec0;--gold:#f8b600;--mist:#f4f6f8;color:var(--ink);line-height:1.65;font-size:19px;}
.brxe-container.brx-grid:has(.mfl-cs){display:block!important;}
.brxe-container.brx-grid:has(.mfl-cs) > .brxe-block:not(:has(.mfl-cs)){display:none!important;}
.brxe-post-content:has(.mfl-cs){max-width:100%!important;width:100%!important;}
.mfl-cs h2{color:var(--navy);font-size:30px;font-weight:800;line-height:1.2;margin:46px 0 14px;}
.mfl-cs h3{color:var(--ink2);font-size:20px;font-weight:800;margin:26px 0 8px;}
.mfl-cs p{margin:0 0 18px;}
.mfl-cs figure{margin:0 0 22px;}
.mfl-cs figure img{width:100%;height:auto;border-radius:14px;display:block;}
.mfl-lede{font-size:21px;color:var(--ink2);font-weight:500;}
.mfl-strip{display:grid;grid-template-columns:repeat(4,1fr);background:var(--ink);border-radius:14px;overflow:hidden;margin:26px 0;}
.mfl-strip .c{padding:24px 12px;text-align:center;border-right:1px solid rgba(255,255,255,.09);}
.mfl-strip .c:last-child{border-right:none;}
.mfl-strip .n{font-size:30px;font-weight:900;color:var(--gold);line-height:1.1;}
.mfl-strip .n.o{color:var(--o);}
.mfl-strip .l{font-size:16px;color:#d3d8dd;margin-top:8px;}
.mfl-callout{border-left:5px solid var(--o);background:var(--mist);padding:20px 24px;border-radius:0 12px 12px 0;margin:24px 0;font-size:18px;}
.mfl-callout strong{color:var(--navy);}
.mfl-pull{font-size:26px;font-weight:800;color:var(--navy);line-height:1.35;border-top:3px solid var(--gold);border-bottom:3px solid var(--gold);padding:22px 0;margin:34px 0;text-align:center;}
.mfl-tblttl{font-weight:800;color:var(--navy);font-size:21px;margin:36px 0 12px;}
.mfl-cs table{width:100%;border-collapse:collapse;margin:8px 0 6px;font-size:18px;border-radius:12px;overflow:hidden;box-shadow:0 1px 0 var(--grey);}
.mfl-cs thead th{background:var(--navy);color:#fff;text-align:left;padding:15px 18px;font-size:15px;letter-spacing:.03em;text-transform:uppercase;}
.mfl-cs thead th.r,.mfl-cs tbody td.r{text-align:right;}
.mfl-cs tbody td{padding:14px 18px;border-bottom:1px solid #e7eaee;font-size:18px;}
.mfl-cs tbody tr:nth-child(even){background:var(--mist);}
.mfl-cs tbody tr.tot{background:var(--navy);color:#fff;font-weight:800;}
.mfl-cs tbody tr.tot td{border-bottom:none;}
.mfl-cap{font-size:16px;color:#3c4348;margin:8px 2px 30px;}
.mfl-cmp thead th.b{background:var(--ink2);color:#fff;text-align:right;}
.mfl-cmp thead th.a{background:var(--o);color:#fff;text-align:right;}
.mfl-cmp thead th:first-child{background:#eef1f4;color:var(--navy);}
.mfl-cmp td:first-child{font-weight:700;color:var(--ink2);}
.mfl-cmp tr.hl td{background:#fff7ef;font-weight:800;color:var(--navy);}
.mfl-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:22px 0;}
.mfl-step{background:#fff;border:1px solid #e2e6ea;border-radius:14px;padding:22px 18px;}
.mfl-step .b{width:44px;height:44px;border-radius:11px;background:var(--navy);color:var(--gold);display:flex;align-items:center;justify-content:center;font-weight:900;font-size:22px;margin-bottom:12px;}
.mfl-step h3{margin:0 0 6px;color:var(--navy);font-size:18px;}
.mfl-step p{margin:0;font-size:17px;color:#33393f;}
.mfl-fit{background:var(--navy);color:#fff;border-radius:18px;padding:32px 28px;margin:30px 0;}
.mfl-fit h2{color:#fff;margin-top:0;}
.mfl-fit ul{list-style:none;padding:0;margin:0;}
.mfl-fit li{padding:12px 0 12px 32px;position:relative;border-bottom:1px solid rgba(255,255,255,.12);font-size:18px;}
.mfl-fit li:last-child{border-bottom:none;}
.mfl-fit li:before{content:"\2713";position:absolute;left:0;top:11px;color:var(--gold);font-weight:900;}
.mfl-fit p{font-size:18px;}
.mfl-cta{background:linear-gradient(135deg,var(--o),var(--gold));border-radius:20px;padding:40px 30px;text-align:center;margin:44px 0;}
.mfl-cta h2{color:var(--ink);margin:0 0 10px;}
.mfl-cta p{color:#2b2b2b;max-width:540px;margin:0 auto 22px;font-size:19px;}
.mfl-btn{display:inline-block;background:var(--navy);color:#fff!important;text-decoration:none;font-weight:800;font-size:19px;padding:16px 40px;border-radius:999px;}
.mfl-cta small{display:block;margin-top:14px;color:#2b2b2b;font-size:16px;}
.mfl-faq details{border:1px solid #e2e6ea;border-radius:12px;margin-bottom:10px;background:#fff;}
.mfl-faq summary{cursor:pointer;padding:18px 22px;font-weight:800;color:var(--navy);font-size:21px;}
.mfl-faq .a{padding:4px 22px 20px;color:#2c3238;font-size:18px;}
.mfl-disc{font-size:16px;color:#171717;line-height:1.65;border-top:1px solid #d4d8dc;padding-top:18px;margin-top:34px;}
@media(max-width:680px){.mfl-cs h2{font-size:25px;}.mfl-strip{grid-template-columns:repeat(2,1fr);}.mfl-steps{grid-template-columns:1fr;}}
/* MFL-CASE-STUDY END */
/* === case-study helpers (breadcrumb / video / apply-form / dual CTA / reviews CTA) — Claude 2026-08-08 === */
.mfl-cs .mfl-crumbs{font-size:15px;color:#5d6b76;margin:0 0 22px;display:flex;flex-wrap:wrap;gap:8px;align-items:center;font-weight:500;}
.mfl-cs .mfl-crumbs a{color:var(--o2);text-decoration:none;}
.mfl-cs .mfl-crumbs a:hover{text-decoration:underline;}
.mfl-cs .mfl-crumbs .sep{color:#9aa4ad;}
.mfl-cs .mfl-crumbs [aria-current]{color:var(--navy);font-weight:700;}
.mfl-cs .mfl-video{position:relative;aspect-ratio:16/9;margin:0 0 26px;border-radius:14px;overflow:hidden;background:#000;box-shadow:0 12px 34px rgba(13,61,97,.16);}
.mfl-cs .mfl-video iframe,.mfl-cs .mfl-video .rll-youtube-player{position:absolute;inset:0;width:100%;height:100%;border:0;}
.mfl-cs .mfl-applybox{background:var(--mist);border:1px solid #e2e6ea;border-radius:18px;padding:30px 26px;margin:34px 0;}
.mfl-cs .mfl-applybox .k{font-weight:800;color:var(--o2);text-transform:uppercase;letter-spacing:.08em;font-size:13px;margin:0 0 6px;}
.mfl-cs .mfl-applybox h2{margin:0 0 14px;}
.mfl-cs .mfl-applytrust{list-style:none;padding:0;margin:0 0 20px;display:flex;flex-wrap:wrap;gap:8px 10px;}
.mfl-cs .mfl-applytrust li{font-size:14px;font-weight:700;color:var(--navy);background:#fff;border:1px solid #e2e6ea;border-radius:999px;padding:7px 15px 7px 31px;position:relative;}
.mfl-cs .mfl-applytrust li:before{content:"\2713";position:absolute;left:13px;top:7px;color:var(--o);font-weight:900;}
.mfl-cta .mfl-btnrow{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;}
.mfl-cta .mfl-btn.ghost{background:#fff;color:var(--navy)!important;}
.mflr-strip-cta .btn{display:inline-flex;align-items:center;gap:8px;font-weight:800;text-decoration:none;padding:11px 24px;border-radius:999px;background:transparent;color:#fff!important;border:2px solid rgba(255,255,255,.55);}
.mflr-strip-cta .btn:hover{background:rgba(255,255,255,.12);}


/* .mfl-cs content H1 (case-study system had none — content pages that supply their own H1) — Claude 2026-08-08 */
.mfl-cs h1{color:var(--navy);font-size:clamp(26px,5.4vw,42px);font-weight:800;line-height:1.14;letter-spacing:-.01em;margin:0 0 16px;}
@media(max-width:680px){.mfl-cs h1{font-size:26px;line-height:1.18;}}

/* click-to-load video facade — Claude 2026-08-08 */
.mfl-video .mfl-videolite{position:absolute;inset:0;width:100%;height:100%;border:0;padding:0;margin:0;cursor:pointer;background-size:cover;background-position:center;background-color:#000;display:flex;align-items:center;justify-content:center;}
.mfl-video .mfl-playbtn{width:70px;height:50px;border-radius:14px;background:rgba(0,0,0,.72);position:relative;transition:background .15s ease;}
.mfl-video .mfl-videolite:hover .mfl-playbtn,.mfl-video .mfl-videolite:focus-visible .mfl-playbtn{background:#f00;}
.mfl-video .mfl-playbtn::after{content:"";position:absolute;top:50%;left:50%;transform:translate(-38%,-50%);border-style:solid;border-width:12px 0 12px 20px;border-color:transparent transparent transparent #fff;}

/* lender rate-history chart — Claude 2026-08-09 */
.mfl-cs .mfl-chartfig{margin:6px 0 26px;padding:18px 18px 12px;background:#fff;border:1px solid #e6ebf0;border-radius:16px;box-shadow:0 10px 30px rgba(13,61,97,.06);}
.mfl-cs .mfl-ratechart{width:100%;height:auto;display:block;}
.mfl-cs .mfl-chartnote{margin:10px 4px 2px;font-size:14px;color:#5b6b7a;line-height:1.5;}
.mfl-cs .mfl-chartnote strong{color:var(--navy);}

/* lender index grid (#mflc) — Claude 2026-08-09 */
#mflc .mfllg-group{margin:28px 0;}
#mflc .mfllg-group>h2{font-family:var(--head);color:var(--navy);font-size:24px;margin:0 0 14px;padding-bottom:8px;border-bottom:2px solid var(--peach);}
#mflc .mfllg{display:grid;grid-template-columns:repeat(auto-fill,minmax(215px,1fr));gap:16px;}
#mflc a.mfllg-card{display:flex;flex-direction:column;gap:7px;padding:18px 18px 15px;border-radius:14px;text-decoration:none;background:linear-gradient(160deg,#0C3E60,#0a3252);color:#fff;box-shadow:0 10px 26px rgba(12,62,96,.14);transition:transform .15s ease,box-shadow .15s ease;position:relative;overflow:hidden;min-height:112px;}
#mflc a.mfllg-card:hover{transform:translateY(-3px);box-shadow:0 16px 34px rgba(12,62,96,.22);}
#mflc a.mfllg-card::before{content:"";position:absolute;left:0;top:0;bottom:0;width:5px;background:linear-gradient(#F58F47,#FFD64F);}
#mflc .mfllg-card .cat{font-family:var(--ui);font-size:12px;letter-spacing:1.3px;text-transform:uppercase;color:#F58F47;font-weight:700;}
#mflc .mfllg-card h3{font-family:var(--head);font-size:21px;margin:0;color:#fff;line-height:1.2;}
#mflc .mfllg-card .go{margin-top:auto;font-family:var(--ui);font-size:15px;color:#cfe0ee;font-weight:600;}
#mflc a.mfllg-card:hover .go{color:#fff;}

/* Mortgage 101 hub (#mflc) — Claude 2026-08-09 */
#mflc .m101-lead{font-size:19px;color:#3f5261;max-width:760px;margin:0 0 8px;}
#mflc .m101-cats{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px;margin:22px 0 10px;}
#mflc a.m101-tile{display:flex;flex-direction:column;background:#fff;border:1px solid #e6ebf0;border-radius:18px;overflow:hidden;text-decoration:none;box-shadow:0 12px 30px rgba(12,62,96,.08);transition:transform .16s ease,box-shadow .16s ease;}
#mflc a.m101-tile:hover{transform:translateY(-5px);box-shadow:0 22px 46px rgba(12,62,96,.18);}
#mflc .m101-thumb{position:relative;aspect-ratio:16/9;background-size:cover;background-position:center;}
#mflc .m101-thumb::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(12,62,96,0) 42%,rgba(12,62,96,.5));}
#mflc .m101-thumb .chip{position:absolute;left:14px;top:14px;z-index:2;background:var(--accent);color:#0C3E60;font-family:var(--ui);font-weight:700;font-size:12px;letter-spacing:1.2px;text-transform:uppercase;padding:6px 12px;border-radius:999px;}
#mflc .m101-body{padding:20px 22px 22px;display:flex;flex-direction:column;gap:9px;flex:1;}
#mflc .m101-body h2{font-family:var(--head);color:var(--navy);font-size:23px;margin:0;border:0;padding:0;}
#mflc .m101-body p{margin:0;color:#3f5261;font-size:18px;line-height:1.55;flex:1;}
#mflc .m101-body .go{margin-top:4px;font-family:var(--ui);font-weight:700;color:var(--accent-dk);font-size:17px;}
#mflc a.m101-tile:hover .go{color:var(--accent);}
#mflc .m101-poptitle{font-family:var(--head);color:var(--navy);font-size:24px;margin:34px 0 12px;padding-bottom:8px;border-bottom:2px solid var(--peach);}
#mflc .m101-pop{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:12px;}
#mflc a.m101-pill{display:flex;align-items:center;gap:10px;padding:14px 16px;border-radius:12px;background:var(--peach);text-decoration:none;color:var(--navy);font-family:var(--ui);font-weight:600;font-size:17px;border:1px solid #f6ddcb;transition:background .15s ease,transform .15s ease;}
#mflc a.m101-pill:hover{background:#fde0cd;transform:translateY(-2px);}
#mflc a.m101-pill::before{content:"›";color:var(--accent-dk);font-weight:800;font-size:21px;line-height:1;}

/* readable hero subtitle — Claude 2026-08-09 */
#mflc .hero p{font-size:18px;line-height:1.6;color:var(--ink);}

#mflc img.m101-thumb{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;display:block;border:0;}

/* Lenders index — "coming soon" card (Claude 2026-08-09) */
#mflc .mfllg-card.soon{display:flex;flex-direction:column;gap:7px;padding:18px 18px 15px;border-radius:14px;min-height:112px;position:relative;overflow:hidden;cursor:default;background:linear-gradient(160deg,#eef3f7,#e6eef4);box-shadow:inset 0 0 0 1px var(--line);}
#mflc .mfllg-card.soon::before{content:"";position:absolute;left:0;top:0;bottom:0;width:5px;background:linear-gradient(#c3d1dc,#dde6ed);}
#mflc .mfllg-card.soon .cat{font-family:var(--ui);font-size:12px;letter-spacing:1.3px;text-transform:uppercase;font-weight:700;color:#7c8a97;}
#mflc .mfllg-card.soon h3{font-family:var(--head);font-size:21px;margin:0;line-height:1.2;color:var(--navy);}
#mflc .mfllg-card.soon .go{margin-top:auto;font-family:var(--ui);font-size:12px;font-weight:800;letter-spacing:.8px;text-transform:uppercase;color:#93a0ac;}

/* CTA band h2 heading — force light on navy (Claude 2026-08-09) */
#mflc .ctaband h2{color:#fff;margin:0 0 6px;}

/* ── Legal / policy document pages (terms of service, privacy policy) ──
   Centered readable column; reuses #mflc hero/eyebrow/crumbs/dates/tldr. Claude 2026-08-15 */
#mflc .mfl-legal{max-width:820px;margin:0 auto}
#mflc .mfl-legal .hero{padding:30px 32px 26px}
#mflc .mfl-legal h2{margin-top:1.7em;padding-top:1.05em;border-top:1px solid var(--line)}
#mflc .mfl-legal h2:first-of-type{border-top:none;padding-top:0;margin-top:1.2em}
#mflc .mfl-legal .navybox{background:var(--navy);color:#fff;border-radius:12px;padding:18px 22px;margin:0 0 6px;font-size:16px}
#mflc .mfl-legal .navybox p{margin:.25em 0}
#mflc .mfl-legal .navybox a{color:#fff}
#mflc .mfl-legal .navybox strong{color:var(--gold)}