Mortgages for Less: Fort McMurray’s Top Ranked Mortgage Source.
Save Money & Gain Peace of Mind with our Exceptional Service!
Mortgages For Less offers mortgages and preferred rates from these lenders and more!
Buying a home means getting the right Fort McMurray Mortgage Broker to get you the best mortgage rates for your purchase. Fort McMurray is an expensive place to live. Many times owning a home is less expensive than renting, especially if you can rent out a room! But you already knew that! Please call Mortgages For Less for more information on how we can save you money.
Zero Down Mortgages
You may have heard of zero down mortgages or no down payment mortgages. While technically those are no longer available, there are still a few ways that you can buy a home with less than a 5% down payment. These include:
- Using an Unsecured Line of Credit for your down payment,
- Using an employer subsidy for your down payment such as Suncor or Nexen offer, or
- Using a Gift from a Family Member for your down payment.
Easy Rental Properties
Most banks and mortgage brokers will tell you that you need 20% down payment to buy a rental property. While that is mostly true, there is an easier way to start your rental portfolio.
Call us at (780) 747-1214 or Apply Now for more details!
Working with Co-Signors
Sometimes you don’t have enough income or credit to qualify for a mortgage and it is necessary to use a co-signor to make it happen. With some banks it can be difficult to get that co-signor taken off your mortgage down the road.
Co-signing for a mortgage can hurt the co-signors ability to finance other things or properties. Whenever we use a co-signor to qualify a mortgage, we make sure to use a lender that makes it really easy to get the co-signor released as early as possible.
We have used this with young buyers in McMurray who don’t have enough job history to prove their overtime income yet.
Avoid Hidden Costs
Many bankers and even many mortgage brokers do not fully understand many of the hidden costs associated with your mortgage. From title insurance, appraisal fees, and especially how early payout penalties that vary quite dramatically from lender to lender. This can mean the difference between a mortgage penalty on a $600,000 mortgage of $5000 vs $25,000!
We can help you navigate those complexities to get the best mortgage for you.
Fort McMurray Specialists
We all know that life is different in Fort McMurray. It is important to choose a mortgage broker familiar with our market. Here are a few thing that our local team of specialists can help you with:
- – Suncor Subsidy Mortgages, at better rates than the banks!
- – Nexen Subsidy Mortgages
- – Using Over-Time to qualify even without two years on the job
- – Fly-in Fly-out programs
Join the ranks of our many satisfied clients. This is what they are saying.
Made getting a mortgage painless
What a pleasant experience compared to the bank. Josh was amazing and was able to get me a excellent rate. He kept in touch with me every step of the way and made getting a mortgage painless.Cariosa Donaleshen, Fort McMurray
They are very easy to talk to
Josh and his team has made our first time buying a home a great experience. They are very easy to talk to and quick at returning our calls/emails. I would recommend this company to my friends and family.Vanessa Turner, Fort McMurray