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with Mortgages for Less

2.90% 5-Year Mortgage Rate – No Joke!

Amazing Service. Great Rates. No Fees. Calgary Mortgage Broker.

As a Calgary Mortgage Brokers, Mortgages for Less offers preferred mortgages and rates from these lenders and more!

Come home with Calgary Mortgages For Less

Our team, now a partner of Calgary Mortgage Brokers, came together 16 years ago and has since become specialized in residential mortgage loans in Calgary, helping first time home owners, and finding solutions for hard-to-finance mortgages. Apply online today to get started with an expert trusted Calgary mortgage broker who knows every nook and cranny of the complex mortgage industry. From title insurance, appraisal fees, early payout penalties and more, we will help you navigate the path to the best mortgage that suits your needs. Contact us today!

Low income? Poor credit? We can help!

Instead of checking your credit multiple times through several lenders (and hurting your credit) we are able to check it just once. We will be able to offer you access to normal mortgages offered by most banks as well as creative mortgage solutions for more intricate needs. When you apply online today you will not be asked for your SIN online, be required to complete the full application, or be obligated to work with us. Contact us today!

Show me the perks!

Working with Mortgages For Less, you’ll get to know Josh Tagg, our primary Calgary mortgage broker. Learn a bit more about this confident and social expert in his own words.

“Living and working in Calgary for several decades has given me a very familiar knowledge and understanding of our Real Estate Market. I have seen Calgary grow from a smaller city to the thriving large city we have today. Even with the downturn in oil, our city continues to be a great place to work, live and raise a family. I am a true Calgarian and have spent most of my life here as part of the community and most of my adult life as a Calgary Mortgage Broker.

“I understand the stresses of working in the oil industry directly – or being in an industry that is directly impacted by the oil industry.

“I am familiar with the neighbouring towns too. Whether I’m visiting family living in Cochrane or Okotoks, or good friends in Airdrie and Strathmore – I know the communities well. I am not just a Calgary Mortgage Broker, I can be your mortgage broker in Cochrane, Airdrie, Chestermere and even Okotoks.

“And I’m not restricted to Calgary or Alberta. No matter where you are in the country, and no matter where you want to live, I can help you buy a home!

“I am available to work around your schedule, even on weekends and evenings. No waiting for appointments to get your pre-approval. Let me get you approved today – clients are my top priority – I work for you, not the bank. The best part of my work is the smile on your face when you get into your new home. I look forward to speaking with you soon!” Call Josh today!

Are there 0% Down Mortgages?

Unfortunately, zero down mortgages have been officially discontinued. However, there continue to be other products that may suit your needs. For mortgages in Calgary, you can use an unsecured line of credit for your down payment – but some restrictions apply. Ask us for details!

First Time Home Buyer?

As a first time home buyer in Calgary, you can access your RRSP for down payment without being taxed! Ask your RRSP investor for details. Contributing funds to your RRSP generates a nice tax refund, and then you can further use that same money for your first time home buyer down payment toward your Calgary Mortgage. You may even be eligible to use this program if you have owned a home before as long as you have not lived in a home owned by you in the last four years. Contact us to find out today!

Buying and renting simultaneously?

If you are turning your existing home into a rental you can purchase your new residence as owner-occupied with as little as 5% down payment. Different lenders will consider the prospective rental income in different ways which is why you should be sure to speak to a trusted Calgary Mortgage Broker to outline the best mortgage options available to you.

How to buy a rental property.

Even with a 20% down payment, buying a rental property can be difficult, but we have all sorts of tips and tricks here at Mortgages For Less. We have been able to approve clients who were previously declined by Scotiabank and RBC. Give us a call to find out how to get started.

Join the ranks of our many satisfied clients. This is what they are saying.

nikki cuckow
nikki cuckow
16:00 02 Jan 18
Very informative! As a first time buyer Josh Tagg was able to provide my husband and I with answers to all our questions and concerns. He provided great service and we feel 100% confident with the decisions We have made after having worked with Mortgages for Less. Highly recommended
Samantha MacKenzie
Samantha MacKenzie
15:56 25 Oct 17
By far the BEST experience I've ever had with any broker. Josh was amazing! Even with all the obstacles we faced with financing, he made this mortgage happen. My family is now living in our dream home and we couldn't be happier! We owe our new lifestyle to Josh. Much gratitude! I will be recommending Josh at Mortgages for Less to everyone I know!! Thank you so much!
Jacob Stonehocker
Jacob Stonehocker
19:24 27 Oct 17
Josh is very knowledgeable and made the mortgage process quick and easy. He helped us get a mortgage several months before we thought we would be able to. We don't live in Calgary, but he was able to do everything electronically very easily. This was definitely the easiest mortgage experience we've been through.
Benn Hart
Benn Hart
18:16 25 Oct 17
Josh with mortgages for less was great to work with when it came time to make my first house purchase. With the market being hot, I had made multiple offers and found that Josh was very accomadating and reactive when it came time to pull trigger. He worked hard to get my needs met and get the deal done. I would highly recommend mortgages for less and will be using them again on my next purchase.
Gabriel Venegas
Gabriel Venegas
17:06 25 Oct 17
Excellent. Josh @ Mortgages for Less is a dedicated, honest, and trustworthy individual who keeps his word and will go the extra mile for you to give you all the information you need to make an informed decision and qualify for a mortgage as well. I have used Mortgages for Less twice already and will continue to use them and recommend them. Thanks for everything!
chad Miller
chad Miller
19:25 25 Jun 18
Working with Mark And Josh was great, they got us a great morgage, knew a lot about how the major banks in Canada work, responded to email and phone calls promtly and always gladly answered questions.
Benjamin Brant
Benjamin Brant
06:14 26 Sep 18
Josh and Dan were fantastic -- super attentive and accommodating. Mortgages For Less found a mortgage that really worked for my wife and I, including a great rate, in a matter of days compared to the ages it took with the bank. Thanks so much to everyone involved!
Steve Low
Steve Low
19:17 02 Oct 18
Josh and Dan were terrific to work with. This was my first home buying experience and Josh is incredibly knowledgeable and was great at walking me through the process and explaining everything.
Sue Tyerman
Sue Tyerman
19:12 29 Oct 18
Working with Mark and Josh was so easy. They have amazing customer service and work hard to get the best deal for a mortgage. They get everything done as fast as possible and get you everything to meet your needs. I am so grateful for all the help!
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