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Welcome to the Mortgages for Less blog! Here, you'll find expert advice, industry news, and helpful tips to guide you through every step of your home financing journey. Whether you're a first-time homebuyer or looking to refinance, our blog is your go-to resource for staying informed and making smart mortgage decisions.

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September 14, 2026
Calgary secondary suites are booming. Learn when rental income from a basement suite may help you qualify for a larger mortgage.
September 11, 2026
Refused at 72 because their RRIF income was too new, a retired Alberta couple bought a $418,000 home with a reverse mortgage. Funded in 13 days.
September 11, 2026
A self-employed Calgary couple were told they wouldnt qualify. Eleven months later, through a credit rebuild, a brand-new business and a nationwide tax-software glitch, they got the keys to their first home.
September 9, 2026
After the pandemic slowed a long-running self-employed business, a Calgary family we've worked with since 2013 refinanced to clear $100,571 of high-interest debt across nine accounts — freeing up about $2,786 a month and keeping the home they love instead of selling.
September 7, 2026
A real Edmonton case study: a single mother of three earning $47,000 bought a $350,000 home by counting Canada Child Benefit and basement-suite rent — and using her RRSP for the down payment.
September 4, 2026
RBC says Canada's housing market is recovering in 2026 — but that's mostly Toronto and Vancouver. Alberta never crashed. Why oil, not the Bank of Canada, drives Calgary and Edmonton prices, and what it means for your mortgage renewal.
September 3, 2026
The Bank of Canada held at 2.25% on Sept 2 — and fixed mortgage rates rose anyway. Why R-star and term premium explain it, and what a 2026 renewer should actually do.
September 2, 2026
Greater Edmonton's median home price was $439,000 in August 2026 — down 1.8% from July but still 0.9% above last year — while inventory sat 14.9% higher and sales cooled to 2,143. Full stats, trends and buyer tips.
September 2, 2026
The Bank of Canada held its rate at 2.25% on Sept 2, 2026 — its 7th straight hold — and warned inflation risks are rising. Why waiting for a cut could cost you.

September 14, 2026
Secondary Suites Are Booming in Calgary — Could the Rental Income Help You Qualify for a Mortgage?
Calgary secondary suites are booming. Learn when rental income from a basement suite may help you qualify for a larger
Read more
September 11, 2026
Turned Down at 72: How a Retired Couple Bought a Calgary-Area Home With a Reverse Mortgage
Refused at 72 because their RRIF income was too new, a retired Alberta couple bought a $418,000 home with a
Read more
September 11, 2026
Turned Away, Then Handed the Keys: How a Self-Employed Calgary Couple Bought Their First Home
A self-employed Calgary couple were told they wouldnt qualify. Eleven months later, through a credit rebuild, a brand-new business and
Read more
September 9, 2026
Self-Employed and Buried in Nine Debts: How a Calgary Couple Freed Up $2,800 a Month
After the pandemic slowed a long-running self-employed business, a Calgary family we've worked with since 2013 refinanced to clear $100,571
Read more
September 7, 2026
How a Single Mom of Three Bought a $350,000 Edmonton Home on a $47,000 Salary
A real Edmonton case study: a single mother of three earning $47,000 bought a $350,000 home by counting Canada Child
Read more
September 4, 2026
Is Alberta’s Housing Market Recovering in 2026? Why Oil, Not the Bank of Canada, Drives It
RBC says Canada's housing market is recovering in 2026 — but that's mostly Toronto and Vancouver. Alberta never crashed. Why
Read more
September 3, 2026
Why Are Canadian Fixed Mortgage Rates Rising While the Bank of Canada Is on Hold?
The Bank of Canada held at 2.25% on Sept 2 — and fixed mortgage rates rose anyway. Why R-star and
Read more
September 2, 2026
Is Now a Good Time to Buy a House in Edmonton? August 2026 Market Report
Greater Edmonton's median home price was $439,000 in August 2026 — down 1.8% from July but still 0.9% above last
Read more
September 2, 2026
The Bank of Canada Held Again — Here’s Why You Shouldn’t Wait for a Rate Cut
The Bank of Canada held its rate at 2.25% on Sept 2, 2026 — its 7th straight hold — and
Read more