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Mortgages for Less: Fort McMurray’s Top Ranked Mortgage Source.

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Buying a home means getting the right Fort McMurray Mortgage Broker to get you the best mortgage rates for your purchase. Fort McMurray is an expensive place to live. Many times owning a home is less expensive than renting, especially if you can rent out a room! But you already knew that! Please call Mortgages For Less for more information on how we can save you money.

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Navigating the mortgage options in Fort McMurray is much simpler with a qualified mortgage broker who knows and understands Fort McMurray. Our team started 13 years ago and has become very specialized in the Fort McMurray and Anzac markets. Mortgages For Less can help you. Using a mortgage broker ensures you the best mortgage rates and most favourable terms.However, not just any mortgage broker will do a great job for you. An experience and knowledgeable broker who knows and understands not only the lending programs, but also the local market is key. Josh Tagg and his team at Mortgages for Less are well versed in Fort McMurray Mortgages and are here to help you. However, it is important to choose the right mortgage broker to take care of your mortgage needs. There is a lot to know, and like any industry there are mortgage agents who don’t fully understand the nuances of the mortgage products available. An experienced and knowledgeable broker who knows and understands not only the lending programs, but also the local market is key. Josh Tagg and his local Fort McMurray team at Mortgages for Less are well versed in Fort Mac mortgages and are here to help you.
Zero Down Mortgages

You may have heard of zero down mortgages or no down payment mortgages. While technically those are no longer available, there are still a few ways that you can buy a home with less than a 5% down payment. These include:

  • Using an Unsecured Line of Credit for your down payment,
  • Using an employer subsidy for your down payment such as Suncor or Nexen offer, or
  • Using a Gift from a Family Member for your down payment.
Easy Rental Properties

Most banks and mortgage brokers will tell you that you need 20% down payment to buy a rental property. While that is mostly true, there is an easier way to start your rental portfolio.

Call us at (780) 747-1214 or Apply Now for more details!

Working with Co-Signors

Sometimes you don’t have enough income or credit to qualify for a mortgage and it is necessary to use a co-signor to make it happen. With some banks it can be difficult to get that co-signor taken off your mortgage down the road.

Co-signing for a mortgage can hurt the co-signors ability to finance other things or properties. Whenever we use a co-signor to qualify a mortgage, we make sure to use a lender that makes it really easy to get the co-signor released as early as possible.

We have used this with young buyers in McMurray who don’t have enough job history to prove their overtime income yet.

Avoid Hidden Costs

Many bankers and even many mortgage brokers do not fully understand many of the hidden costs associated with your mortgage. From title insurance, appraisal fees, and especially how early payout penalties that vary quite dramatically from lender to lender.  This can mean the difference between a mortgage penalty on a $600,000 mortgage of $5000 vs $25,000!

We can help you navigate those complexities to get the best mortgage for you.

Apply Online

Click here to apply with our Secure Online Application Form.

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Fort McMurray Specialists

We all know that life is different in Fort McMurray. It is important to choose a mortgage broker familiar with our market. Here are a few thing that our local team of specialists can help you with:

  • – Suncor Subsidy Mortgages, at better rates than the banks!
  • – Nexen Subsidy Mortgages
  • – Using Over-Time to qualify even without two years on the job
  • – Fly-in Fly-out programs

As Fort McMurray Mortgage Brokers, we are here to help you get the best rates and the best mortgage for you. Do your homework and see what our other clients have said.

Join the ranks of our many satisfied clients. This is what they are saying.

Made getting a mortgage painless

What a pleasant experience compared to the bank. Josh was amazing and was able to get me a excellent rate. He kept in touch with me every step of the way and made getting a mortgage painless.

Cariosa Donaleshen, Fort McMurray

via Facebook

They are very easy to talk to

Josh and his team has made our first time buying a home a great experience. They are very easy to talk to and quick at returning our calls/emails. I would recommend this company to my friends and family.

Vanessa Turner, Fort McMurray

via Facebook

Give us a call, or apply online. No obligation.
Just simple, straight forward advice.

Renewal Reminder

We will email you 120 days before your mortgage renewal.

Apply Online

Click here to apply with our Secure Online Application Form.

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(780) 747-1214

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