YOUR CALGARY MORTGAGE BROKER

We are in the business of getting you your
 mortgages for less!

    Less Cost

    Less Time

    Less Stress

Apply online

Looking for a local Calgary Mortgage Broker? Mortgages for Less is a team of mortgage brokers that has been recognized as a worldwide leader in customer service and excellence. If you aren’t using Mortgages for Less for your mortgage, you are paying too much.

4.24% 5-Year Fixed Rate. No Joke!

If your bank isn't offering you this rate or better on your mortgage we can help you save money!

See All OUR Low RATES

Preferred Mortgage Rates

As Calgary Mortgage Brokers, The Mortgages For Less team offers preferred mortgage rates from these lenders and more!

Check Out Our Awards and Media Reconitions

Here at Mortgages for Less we’ve been around the block a few times. Along the way we’ve been recognized for our WORLD CLASS Service, our dedication to the education of home buyers, and our services to the community. Our personalized approach to every customer gives us the one up on the competition.

Are you wondering if we can help with your specific mortgage?

Listen to some stories from the people we've helped. 
Apply So we can help you too

First Time Home Buyers

First time buyers can rest assured. We will walk with you every step of way. Even if it takes multiple years to reach your goal.
Smiling couple embracing happily.

Josh is the best mortgage broker. I was in contact with Josh from last 2 years and he provided me detailed information about the market conditions since then. My husband is a newcomer to Canada despite that we are able to get our mortgage approved because of Josh.

Rhythem Sharma - Google Review

Older man smiling with glasses

"Every time I deal with Tamar (and others), things run smoothly and the advice provided is always excellent. For some people this might be a stressful time, but she made things very simple and straightforward. The process was completed quicker than my lawyer was wanting.....which was perfectly fine! And I will return again and again."

Gord Singer - Google Review

Mortgage Renewals

When its renewal time, it's also time to give you mortgage a check up. Make sure you are grabbing the best rate.

New Purchases

Easy or hard, we take them all. Where other brokers fail, we step in to help.
Man with beard wearing headphones

Josh and Megan were a pleasure to work with. Really appreciate their help and support. Had issues with other advisors, wouldn't of been possible without Josh. Highly recommend.

Harpreet Jandu - Google Review

Woman with curly hair in blue shirt.

Tamar and Dan were incredibly helpful. I went into buying my condo in a private sale without realtors, and Tamar was extremely helpful answering all my questions very promptly, as well as clearly explaining what documents and information she needed from me. They got me a great rate on a mortgage even with my income being not a regular 9-5 salaried job, and even quickly lowered my rate when interest rates dropped a day later. 100% recommended!


Natalie Way - Google Review

Self Employed Mortgages

If your income isn't standard it can be harder to get a mortgage. We will make sure all of the correct documents are gathered for your approval process.

Refinances

We will clearly lay out all of your options, and make sure you are fully informed before moving forward.
Smiling woman with glasses in an office

Tamar provided me with excellent customer service during our recent mortgage refinancing. Options were clearly laid out, guidance on steps was concise and she was never more than a text away when i had a follow up question and was vigilant ensuring quick responses. I would highly recommend Mortgages for Less and Tamar specifically if you're looking to have such an important process handled with care and professionalism.


Jaylene Robertson - Google Review

Person with curly hair wearing sunglasses

We just moved into our new home in which our mortgage was secured by Josh @Mortgages for less. We had a specific plan which included completing our basement soon after purchase. Josh was able to secure a mortgage which set aside funds for us to do so! Very happy with our buying experience and our new home.

Carry Jones- Google Review

Improvement Mortgages

Need a draw mortgage? We can help you with that. 
Apply So we can help you too

Read our Blog to stay up-to-date with Market Trends

Education is a big part of who we are.  Stay up to date with the latest news and analysis.

Testimonials about Mortgage For Less

5-Star Service = Happy Clients

Don't take our word for it. Here are some kind words from our most recent clients.

Apply online

About Us

Mortgages For Less if your friend Calgary Mortgage Broker. We’ve been in the business of helping people get their mortgages since 2006.

We’re A Passionate Calgary Mortgage Broker Helping People Buy Their Dream Homes

Our Team of Calgary Mortgage Brokers 100% about helping people. Our team has years of experience helpings others just like you. Check out our bio section to learn more about what makes us tick.

meet our team

Our Mission

We spend all day, every day helping people like you buy their dream home. Nothing gives us more pleasure than providing top notch, customized care to our clients. We want the right mortgage, the best service, and the best rate for all our clients.

The 4 Steps To Getting A Mortgage

We strive to make getting a mortgage as easy and pain free as possible. As a past client once told us, “that was as easy as getting a car loan!”

  • Application

    Our online application will take approximately 5 minutes to complete. It is done online from the comfort of your home, or over the phone with an agent. Please try to complete it as accurately as possible, as this will help us place your loan with the best lender and at an excellent rate.

  • Processing

    Your Mortgage Agent will then be in touch to review your application and discuss your specific needs. Once we have your documents we are off the races working our magic. Before getting you approved for your mortgage financing.

  • Acceptance

    When your loan is approved, your Calgary Mortgage Broker will send you your approval and a list of required documents. The approval must be signed and returned along with any other required documents.

  • And Funding!

    Once your loan is complete you will need to meet with your lawyer to finalize and register your loan. Get ready to enjoy your new home!  If you looking for a Red Deer mortgage broker, please check out our recommended partner Red Deer Mortgage Lending.

What Types Of Mortgages Do We Specialize In

Mortgage Expertise From a Leader Calgary Mortgage Broker

We take on mortgages that others can’t. Our team of Calgary mortgage brokers knows how to handle any situation.

Have a question?

Have A Question Or Two? 

We have answers! Let us know your questions and we'll get back to you with expert advice.

Your Trusted Calgary Mortgage Broker

As a leading team of Calgary Mortgage Brokers, we are dedicated to simplifying the home financing process for you. Whether you’re a first-time homebuyer, looking to refinance, or seeking investment opportunities, we’re here to guide you every step of the way. Our personalized approach ensures that you receive tailored solutions that fit your specific needs and financial goals.

Why Choose a Calgary Mortgage Broker?

Navigating the world of mortgages can be overwhelming. With a myriad of options and changing market conditions, you need an expert in your corner. As a trusted Calgary Mortgage Broker, we serve as your advocate and advisor, providing valuable insights and support that empower you to make informed decisions. Here are a few reasons why working with us can be a game-changer:

  1. Access to Multiple Lenders: We have established strong relationships with a wide range of lenders, from major banks to private institutions. This means you can access a variety of mortgage products and competitive rates, giving you the opportunity to choose the best option for your financial situation.
  2. Expert Guidance: Our experienced mortgage brokers are well-versed in the local Calgary market. We stay up-to-date on industry trends, interest rates, and lending criteria, ensuring that you receive timely advice that reflects the current market conditions.
  3. Tailored Solutions: No two financial situations are alike. We take the time to understand your unique circumstances and long-term goals, allowing us to provide personalized mortgage solutions that meet your specific needs.
  4. Simplified Process: The mortgage process can be complex, but with our expertise, we streamline each step for you. From pre-approval to closing, we handle the paperwork and logistics, allowing you to focus on what truly matters—your new home.
  5. Negotiation Power: With years of experience and a deep understanding of the mortgage market, we have the negotiation skills to secure better terms and rates on your behalf. Our brokers work tirelessly to ensure you get the best deal possible.

Our Calgary Mortgage Services

As a comprehensive Calgary Mortgage Broker, we offer a wide range of services designed to meet the diverse needs of our clients:

  • First-Time Homebuyer Assistance: Buying your first home is an exciting milestone, but it can also be intimidating. We provide resources and guidance that make the process seamless, helping you feel confident in your decisions.
  • Mortgage Refinancing: If you’re considering refinancing your existing mortgage, we can analyze your current terms and help you find options that could lower your monthly payments or shorten your loan term.
  • Investment Property Financing: Investing in real estate can be a lucrative venture, and we have the expertise to help you secure financing tailored to your investment strategy. Whether you’re buying a rental property or flipping homes, we’ll find the right mortgage solution.
  • Self-Employed Mortgages: If you’re self-employed, securing a mortgage can come with unique challenges. Our brokers specialize in finding lenders that recognize your income and can offer the best rates without stifling your earning potential.
  • Bad Credit Mortgages: Life can throw curveballs, and your credit score may not always reflect your financial stability. We work with lenders who specialize in offering mortgages to borrowers with less-than-perfect credit histories.

The Calgary Home Buying Process Made Easy

  1. We believe that understanding the home buying process is crucial for all clients. Here’s a breakdown of the general steps involved when you partner with a Calgary Mortgage Broker from our team:
  2. Initial Consultation: We begin by discussing your goals and financial situation. We’ll assess what you’re looking to achieve and provide an overview of your options.
  3. Mortgage Pre-Approval: Next, we help you get pre-approved for a mortgage, which gives you a clear understanding of your budget and shows sellers that you’re a serious buyer.
  4. Property Search: Armed with your pre-approval, you can confidently start your home search. Our team can provide recommendations for reputable real estate agents to assist you further.
  5. Submit an Offer: Once you find your dream home, we guide you through the offer process, ensuring all terms are aligned with your financing options.
  6. Finalize Your Mortgage: We’ll handle the paperwork with your chosen lender, ensuring a smooth transition to closing day.
  7. Close the Deal: On closing day, we’ll support you in finalizing the transaction, walking you through the signing process, and celebrating your new home ownership!

Calgary Mortgage Customer-Centric Approach

What sets us apart as an exceptional Calgary Mortgage Broker team is our unwavering commitment to our clients. We take pride in offering a customer-centric approach that prioritizes your needs. Our brokers are friendly, approachable, and always here to answer your questions. We understand that this is a significant decision in your life, and we treat each client with the respect and care they deserve.

Talk to our Calgary Mortgage Brokers Today!

Ready to embark on your home-buying journey? Let us help you take the first step towards securing the mortgage that fits your needs. Contact us today to set up a consultation with one of our expert brokers. We’ll walk you through the process and answer any questions you have, ensuring you feel informed and confident in your decisions.

Don’t leave your financing to chance—partner with a reliable Calgary Mortgage Broker who has your best interests at heart. Together, we’ll find the right path to your homeownership dreams. Let’s make it happen!