Call Today: (780) 669-0522

Beat the Banks Every Time :: Discounted Rates + Concierge Mortgage Service

Mortgages for Less: Edmonton’s Top Ranked Mortgage Source.


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Mortgages For Less should be your first choice.

Fast Pre-Approvals

Don’t wait for the bank or some appointment with a mortgage broker. Complete our online application or call 780 669-0522 and you will have your pre-approval ready in minutes, not days.
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Save Money: Free Legal Fees

One of the fees often forgotten when thinking about buying a home is the $900 lawyer fee. Work with us for your mortgage and we have you covered. Just another reason Mortgages for Less is your best choice.
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Great Mortgage Rates

We have access to some of the best mortgage rates from some of the best lenders in Canada. Check them out!.
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Mortgages for Less offers a better than bank experience from these lenders and more.

Mortgages Calgary
Mortgage Calgary
Mortgage Broker Calgary
Mortgage Brokers Calgary

Call or apply online now to find out how a Mortgages For Less mortgage specialist can help finance the home of your dreams, faster and easier than you ever dreamed possible.

The Mortgages For Less team started 13 years ago and has become very specialized in residential mortgage loans. We have helped many Edmonton families get into their homes. With our team of experienced Mortgage Specialists, Edmonton Real Estate Agents and Lawyers we will make sure you are taken care of through the entire process of buying your home in Edmonton.

Not every bank and lender looks at mortgage applications the same way. Allow us to find you the mortgage lender that will lend you the money you need for your Edmonton home. Your bank might say no, but we have many other lenders who can say yes!

Zero Down Mortgages

You may have heard of zero down mortgages or no down payment mortgages. While technically those are no longer available, there are still a few ways that you can buy a home with less than a 5% down payment. These include:

  • Using an Unsecured Line of Credit for your down payment, and
  • Using a Gift from a Family Member for your down payment.
Easy Rental Properties

Most banks and mortgage brokers will tell you that you need 20% down payment to buy a rental property. While that is mostly true, there is an easier way to start your rental portfolio.

Call us at (780) 669-0522 or Apply Now for more details!

Avoid Hidden Costs

Many bankers and even many mortgage brokers do not fully understand many of the hidden costs associated with your mortgage. From title insurance, appraisal fees, and especially how early payout penalties that vary quite dramatically from lender to lender.  This can mean the difference between a mortgage penalty on a $300,000 mortgage of $2500 vs $13,000!

We can help you navigate those complexities to get the best mortgage for you.

Join the ranks of our many satisfied clients. This is what they are saying.

I’m more than satisfied!

Josh has been our mortgage broker for 2 home purchases. I found him to be friendly and I felt that he was working for my best interest. The above and beyond attention to detail speaks to his professionalism. He is very easy to get a hold of, even in the evening. He is knowledgeable and does everything possible to get us the best rate. I’m more than satisfied!

Adam Vadnais, Cold Lake

via Google Plus

Efficient and Easy to work with!

I had a great experience working with Josh. He completed the process in a timely manner and was always available to answer any questions I had. He was able to find me a great mortgage rate despite the few obstacles I was experiencing. I would highly recommend Josh as he reliable, efficient and easy to work with!

Jennifer J, Sherwood Park

Click Here to read more testimonials.

Give us a call, or apply online. No obligation. Just simple, straightforward advice.

Renewal Reminder

We will email you 120 days before your mortgage renewal.

Apply Online

Click here to apply with our Secure Online Application Form.

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Call Today

(780) 669-0522

Free Legal Fees

Click here for our Free Legal Fee Program details.

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