[et_pb_section fb_built=”1″ specialty=”on” next_background_color=”#ffffff” padding_top_1=”60px” padding_top_bottom_link_1=”false” padding_left_right_link_1=”false” padding_1_tablet=”0px||||false|false” padding_1_phone=”0px||||false|false” padding_1_last_edited=”on|phone” admin_label=”Header” _builder_version=”4.19.2″ _module_preset=”default” background_color=”#0d3d61″ background_image=”https://mortgagesforless.ca/wp-content/uploads/2022/12/Blue-and-Purple-Casual-Corporate-App-Development-Startup-Planning-Presentation-1.jpg” parallax=”on” background_blend=”color” bottom_divider_style=”asymmetric” bottom_divider_height=”74px” bottom_divider_repeat=”1x” global_colors_info=”{}”][et_pb_column type=”1_2″ specialty_columns=”2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Large Header Text” _builder_version=”4.21.0″ _module_preset=”53fac924-1644-4f70-a8a0-435df3cf1c52″ text_font_size=”15px” header_font=”Poppins|600|||||||” header_text_color=”#FFFFFF” header_font_size=”80px” header_line_height=”1.1em” header_font_size_tablet=”50px” header_font_size_phone=”50px” header_font_size_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]

UGH! Bank of Canada Summer Rate Jump

[/et_pb_text][et_pb_divider color=”rgba(255,255,255,0.3)” divider_weight=”10px” _builder_version=”4.20.4″ _module_preset=”a9fcc5b1-74c5-43b4-b776-3e310da5f3e8″ z_index=”10″ max_width=”260px” height=”10px” custom_margin=”-65px||30px||false|false” custom_margin_tablet=”-59px||||false|false” custom_margin_phone=”-48px||||false|false” custom_margin_last_edited=”on|desktop” global_colors_info=”{}”][/et_pb_divider][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner column_structure=”1_2,1_2″ _builder_version=”4.19.2″ _module_preset=”default” custom_padding=”0px||0px||true|” global_colors_info=”{}”][et_pb_column_inner type=”1_2″ saved_specialty_column_type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”#video” button_text=”Watch Video” disabled_on=”on|off|off” _builder_version=”4.19.2″ _module_preset=”f05bba5e-c4ed-4d16-99f6-de883c2b94d5″ button_text_color=”#FFFFFF” button_bg_color=”#f8b600″ button_border_width=”0px” button_border_radius=”0px” button_font=”|700|||||||” custom_padding=”40px|20px|40px|20px|true|true” custom_padding_tablet=”40px||40px||true|true” custom_padding_last_edited=”off|phone” locked=”off” global_colors_info=”{}”][/et_pb_button][/et_pb_column_inner][et_pb_column_inner type=”1_2″ saved_specialty_column_type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”7262e956-c376-4aa6-9642-c413f71527d0″ text_font=”Poppins||||||||” text_text_color=”#FFFFFF” text_font_size=”18px” text_line_height=”1.8em” link_text_color=”#666666″ custom_margin=”|||-100px|false|false” custom_margin_tablet=”|||-60px|false|false” custom_margin_phone=”-50px|||0px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px||||false|false” header_font_size_tablet=”55px” header_font_size_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”]

Will this be the FINAL Rate Increase of the year?

[/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https://www.youtube.com/watch?v=CvO4yvlkMS0″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_video][/et_pb_column][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”contact form” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ _builder_version=”4.19.2″ _module_preset=”default” width=”91%” module_alignment=”center” custom_padding=”|||0px||” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.19.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Need Some Mortgage Advice?” _builder_version=”4.21.0″ _module_preset=”003e9429-8e11-4d9e-968b-8881092bbf81″ header_2_font=”Poppins|600|||||||” header_2_text_align=”left” header_2_text_color=”#000000″ header_2_font_size=”48px” header_2_line_height=”1.1em” max_width=”800px” custom_margin=”||0px||false|false” custom_margin_last_edited=”off|phone” header_2_font_size_tablet=”32px” header_2_font_size_phone=”23px” header_2_font_size_last_edited=”on|desktop” header_2_line_height_tablet=”1.2em” header_2_line_height_phone=”1.6em” header_2_line_height_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]

Need Some Mortgage Advice?

[/et_pb_text][et_pb_text admin_label=”Whether getting a mortgage on your first home, or looking…” _builder_version=”4.19.2″ _module_preset=”22d0da71-6393-430b-a0cd-b77dd565e85c” text_font_size=”16px” text_line_height=”1.8em” text_font_size_tablet=”15px” text_font_size_phone=”18px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”55px” header_font_size_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”]Whether getting a mortgage on your first home, or looking at options for your next one we are here to help. Our team prides itself on open and honest advice. Come see why we just received an award for top 100 mortgage brokers in the world.[/et_pb_text][et_pb_button button_url=”#book” button_text=”Talk to An Agent” button_alignment=”right” button_alignment_tablet=”left” button_alignment_phone=”left” button_alignment_last_edited=”on|desktop” disabled_on=”on|off|off” admin_label=”Button: Talk to An Agent” _builder_version=”4.19.2″ _module_preset=”f05bba5e-c4ed-4d16-99f6-de883c2b94d5″ button_text_color=”#FFFFFF” button_bg_color=”#f8b600″ button_border_width=”0px” button_border_radius=”0px” button_font=”|700|||||||” custom_margin_tablet=”0px|0px|||false|false” custom_margin_phone=”0px|0px|||false|false” custom_margin_last_edited=”off|desktop” custom_padding=”40px|20px|40px|20px|true|true” custom_padding_tablet=”40px||40px||true|true” custom_padding_last_edited=”off|phone” locked=”off” global_colors_info=”{}”][/et_pb_button][/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.19.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_id=”book” _builder_version=”4.19.2″ _module_preset=”default” global_colors_info=”{}”]
[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Video” _builder_version=”4.16″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”90deg” background_color_gradient_stops=”#ffffff 50%|#f7f7f7 50%” background_color_gradient_start=”#ffffff” background_color_gradient_start_position=”50%” background_color_gradient_end=”#f7f7f7″ background_color_gradient_end_position=”50%” width=”100%” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_video src=”https://www.youtube.com/watch?v=CvO4yvlkMS0″ admin_label=”Full Width Video” module_id=”video” module_class=”video” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_video][/et_pb_column][/et_pb_row][et_pb_row column_structure=”2_5,3_5″ custom_padding_last_edited=”on|tablet” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”60px|60px|60px|60px|true|true” custom_padding_tablet=”30px|30px|30px|30px|true|true” custom_padding_phone=”|20px||20px|true|true” border_width_bottom=”10px” border_color_bottom=”#4C594C” box_shadow_style=”preset2″ box_shadow_horizontal=”0px” box_shadow_vertical=”30px” box_shadow_blur=”60px” box_shadow_color=”rgba(53,66,85,0.1)” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Our Quick Take” _builder_version=”4.21.0″ _module_preset=”003e9429-8e11-4d9e-968b-8881092bbf81″ header_2_font=”Outfit|600|||||||” header_2_text_color=”#000000″ header_2_font_size=”48px” header_2_line_height=”1.1em” custom_margin=”||0px||false|false” header_2_font_size_tablet=”32px” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|desktop” header_2_line_height_tablet=”1.2em” header_2_line_height_phone=”” header_2_line_height_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]

Our Quick Take

[/et_pb_text][/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Quick Take Text” _builder_version=”4.21.0″ _module_preset=”22d0da71-6393-430b-a0cd-b77dd565e85c” text_font_size=”16px” text_line_height=”1.8em” text_font_size_tablet=”15px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”55px” header_font_size_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”]

The Bank of Canada raised its interest rate again this week, hopefully for the last time this cycle!  The Canadian economy continues to perform better than expected, with more people spending money and the GDP going up. Real estate markets are hot in some cities, while unemployment remains low. Prices for goods and services increased again in June, but inflation has dropped further, but the Bank of Canada is concerned the trend won’t continue!

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Blog intro” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”4″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://mortgagesforless.ca/wp-content/uploads/2022/12/main-icon-negative-space.png” title_text=”MM23 March Spring Update” admin_label=”MFL Logo with Photo Behind” _builder_version=”4.21.0″ _module_preset=”default” background_color=”#E09900″ background_enable_image=”off” parallax=”on” global_colors_info=”{}”][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”http://ishtiaq.sandbox.etdevs.com/corporate/wp-content/uploads/sites/37/2021/12/corporate_08.png” title_text=”corporate_08″ admin_label=”Image: Quotation Mark” _builder_version=”4.16″ _module_preset=”default” max_width=”140px” max_width_tablet=”70px” max_width_phone=”35px” max_width_last_edited=”on|phone” global_colors_info=”{}”][/et_pb_image][et_pb_text admin_label=”Large Text under %22 img” _builder_version=”4.21.0″ _module_preset=”003e9429-8e11-4d9e-968b-8881092bbf81″ header_2_font=”Outfit|600|||||||” header_2_text_color=”#000000″ header_2_font_size=”48px” header_2_line_height=”1.1em” custom_margin=”||0px||false|false” header_2_font_size_tablet=”32px” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|desktop” header_2_line_height_tablet=”1.2em” header_2_line_height_phone=”” header_2_line_height_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]

The Gamble: Some Pain Now? Or More Later?

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Blog Text section 1″ _builder_version=”4.19.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”90deg” background_color_gradient_stops=”#f7f7f7 100%|#ffffff 100%” background_color_gradient_start=”#ffffff” background_color_gradient_start_position=”50%” background_color_gradient_end=”#f7f7f7″ background_color_gradient_end_position=”50%” global_colors_info=”{}”][et_pb_row _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Section 1 of Video Script” _builder_version=”4.21.0″ _module_preset=”default” text_font_size=”16px” header_2_font=”Poppins||||||||” header_2_font_size=”20px” global_colors_info=”{}”]

We Just Can’t Catch A Break!

It is frustrating, but there are reasons to believe this is the last one. The Bank of Canada increased its overnight rate by a quarter percent today which brings the retail prime rate to its point since April 2001 – 22 years ago. 

In June the Bank increased its rate a quarter percent after April inflation numbers showed a small uptick. After the announcement we got May inflation and jobs numbers and inflation had dropped as well as employment I hoped this would stop the bank from one more increase, but economists and the Bank had other ideas.

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://mortgagesforless.ca/wp-content/uploads/2023/06/Canada-5-Year-Bond.png” title_text=”Canada 5 Year Bond” show_in_lightbox=”on” disabled_on=”off|off|off” admin_label=”Image 1 from Video” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row admin_label=”Row” _builder_version=”4.19.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Section 2 of Video Script” _builder_version=”4.21.0″ _module_preset=”default” text_font_size=”16px” header_2_font=”Poppins||||||||” header_2_font_size=”20px” global_colors_info=”{}”]

20 of 24 Economists Expected This!

Leading up to today’s announcement, 20 out of 24 economists polled by Reuters said they expected this rate increase, but also that it would be the last one. Changing from forecasts earlier in the year, the timeline for likely rate drops is pushed further into 2024 and economists don’t think inflation will hit the Bank’s 2% target until 2025.

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”blog section 2″ _builder_version=”4.19.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”90deg” background_color_gradient_stops=”#ffffff 42%|#f7f7f7 42%” background_color_gradient_start=”#ffffff” background_color_gradient_start_position=”50%” background_color_gradient_end=”#f7f7f7″ background_color_gradient_end_position=”50%” background_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_row _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image title_text=”Calgary Real Estate Stats May 2023″ show_in_lightbox=”on” disabled_on=”off|off|off” admin_label=”Image 2 from Video” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text admin_label=”Section 3 of Video Script” _builder_version=”4.21.0″ _module_preset=”default” text_font_size=”16px” header_2_font=”Poppins||||||||” header_2_font_size=”20px” global_colors_info=”{}”]For those with variable rate mortgage with adjustable payments, this will mean a $15 a month increase in your payment for every $100,000 that you owe on your mortgage.

For those in fixed rate mortgage, this doesn’t impact you unless your mortgage renewal is coming up soon.

For anyone looking to get into a new mortgage, we have seen fixed rates increase over the past 4 weeks with most new mortgages now having a rate above 5%, although as of today we can still do 4.99% in certain cases. Reach out if you want to look at locking in any rate with the idea of a purchase or renewal in the next four months.[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Blog Text section 3″ _builder_version=”4.19.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”90deg” background_color_gradient_stops=”#f7f7f7 100%|#ffffff 100%” background_color_gradient_start=”#ffffff” background_color_gradient_start_position=”50%” background_color_gradient_end=”#f7f7f7″ background_color_gradient_end_position=”50%” global_colors_info=”{}”][et_pb_row _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://mortgagesforless.ca/wp-content/uploads/2023/07/Calgary-Mortgage-Broker-Quotes-Philip-Petursson.png” alt=”Calgary Mortgage Broker Quotes Philip-Petursson” title_text=”Calgary Mortgage Broker Quotes Philip-Petursson” show_in_lightbox=”on” disabled_on=”off|off|off” admin_label=”Image 3 from Video” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Section 4 of Video Script” _builder_version=”4.21.0″ _module_preset=”default” text_font_size=”16px” header_2_font=”Poppins||||||||” header_2_font_size=”20px” global_colors_info=”{}”]

The Reasons Behind the Increase!

The central bank has been grappling with a delicate balancing act, trying to rein in inflation without stifling economic growth. Governor Tiff Macklem suggested that residual pandemic savings may have delayed the impact of their efforts to curb inflation. That’s right, he is blaming you for saving money! Even though inflation in Canada eased to 3.4 percent in May, more than half of the components in the consumer price index basket continued to rise at a rate exceeding five percent.

Philip Petursson, Chief Investment Strategist at IG Wealth Management, believes the next 12 to 18 months will determine whether this additional rate hike was the right decision. He pointed out that the central bank did not rule out further action, indicating that borrowers should remain cautious as uncertainties loom over the path ahead.

However, as interest rate effects continue to permeate through the economy, the Bank of Canada expects economic growth to slow, with an average of around one percent from the second half of this year until the first half of 2024. It projects real GDP growth of 1.8 percent in 2023 and 1.2 percent in 2024, indicating a move into modest excess supply early next year before growth picks up to 2.4 percent in 2025.

Regarding inflation, the Bank expects it to hover around three percent for the next year before gradually declining to two percent in the middle of 2025. The return to the target is slower than previously forecasted, raising concerns about progress toward price stability.

As always, my team and I are looking ready to hear from you and look forward to answering any questions that you may have.[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ prev_background_color=”#ffffff” next_background_color=”#ffffff” admin_label=”Case Studies ” _builder_version=”4.19.2″ _module_preset=”default” background_color=”#d3d3d3″ use_background_color_gradient=”on” background_color_gradient_stops=”rgba(13,61,97,0) 0%|rgba(13,61,97,0.94) 100%” background_color_gradient_overlays_image=”on” background_image=”https://mortgagesforless.ca/wp-content/uploads/2022/12/Blue-and-Purple-Casual-Corporate-App-Development-Startup-Planning-Presentation-1.jpg” parallax=”on” custom_padding=”||130px|||” top_divider_style=”mountains2″ bottom_divider_style=”asymmetric4″ bottom_divider_height=”74px” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ use_custom_gutter=”on” gutter_width=”4″ make_equal=”on” _builder_version=”4.19.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.19.2″ _module_preset=”default” custom_padding=”70px||||false|false” global_colors_info=”{}”][et_pb_image src=”https://mortgagesforless.ca/wp-content/uploads/2022/12/2022-global-100-cmp-new.png” title_text=”2022-global-100-cmp-new” url=”https://www.mpamag.com/ca/best-in-mortgage/2022-mortgage-global-100/428178″ url_new_window=”on” _builder_version=”4.19.2″ _module_preset=”default” width=”46%” module_alignment=”center” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.19.2″ _module_preset=”22d0da71-6393-430b-a0cd-b77dd565e85c” text_font=”Poppins||||||||” text_text_color=”#FFFFFF” text_font_size=”16px” text_line_height=”1.8em” width=”100%” custom_margin=”|||20px|false|false” custom_margin_tablet=”|||20px|false|false” custom_margin_phone=”||20px|20px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”|20px||20px|false|false” text_font_size_tablet=”15px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”55px” header_font_size_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”]Our Commitment is to open and honest advice. We strive to bring you the most up to date and relevant content when it comes making decisions about your mortgage.[/et_pb_text][et_pb_text _builder_version=”4.19.2″ _module_preset=”53fac924-1644-4f70-a8a0-435df3cf1c52″ header_font=”Poppins|600|||||||” header_text_align=”center” header_text_color=”#FFFFFF” header_font_size=”58px” header_line_height=”1.1em” header_font_size_tablet=”50px” header_font_size_phone=”24px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]

Ready to Talk?

[/et_pb_text][et_pb_button button_url=”#book” button_text=”Book a Free Consultation” _builder_version=”4.19.2″ _module_preset=”bdf23963-464b-4991-88aa-271cf8b45b57″ button_text_color=”#000000″ button_bg_color=”#FFFFFF” button_border_width=”0px” button_border_radius=”0px” button_font=”|700|||||||” custom_padding=”20px|30px|20px|30px|true|true” locked=”off” global_colors_info=”{}”][/et_pb_button][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.19.2″ _module_preset=”default” custom_padding=”80px||||false|false” custom_padding_tablet=”0px||||false|false” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_text _builder_version=”4.19.2″ _module_preset=”003e9429-8e11-4d9e-968b-8881092bbf81″ text_text_color=”#FFFFFF” header_text_color=”#FFFFFF” header_2_font=”Outfit|600|||||||” header_2_text_color=”#FFFFFF” header_2_font_size=”48px” header_2_line_height=”1.1em” custom_margin=”||0px||false|false” custom_margin_tablet=”||0px||false|false” custom_margin_phone=”40px||0px||false|false” custom_margin_last_edited=”on|phone” header_2_font_size_tablet=”32px” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|desktop” header_2_line_height_tablet=”1.2em” header_2_line_height_phone=”” header_2_line_height_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]

About

[/et_pb_text][et_pb_divider color=”#FFFFFF” divider_weight=”5px” _builder_version=”4.19.2″ _module_preset=”ce0e852d-65f7-4b50-97d9-c94701b6b484″ max_width=”210px” height=”5px” custom_margin=”-14px||30px||false|false” custom_margin_tablet=”-22px||||false|false” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|phone” locked=”off” global_colors_info=”{}”][/et_pb_divider][et_pb_blurb title=”Josh Tagg” image=”https://mortgagesforless.ca/wp-content/uploads/2022/03/442-copy.png” _builder_version=”4.19.2″ _module_preset=”default” header_font=”Poppins|700|||||||” background_layout=”dark” global_colors_info=”{}”]Owner of Mortgages For Less, writes about current market trends, and how they impact the mortgage market.[/et_pb_blurb][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://mortgagesforless.ca/wp-content/uploads/2023/07/Calgary-Mortgage-Broker-Discussed-Inflation-in-Canada-June-2023.png” alt=”Calgary Mortgage Broker Discussed Inflation in Canada June 2023″ title_text=”Calgary Mortgage Broker Discussed Inflation in Canada June 2023″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://mortgagesforless.ca/wp-content/uploads/2023/07/Calgary-Mortgage-Broker-Payment-Increase-Examples.png” alt=”Calgary Mortgage Broker Payment Increase Examples” title_text=”Calgary Mortgage Broker Payment Increase Examples” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section]