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Mortgage Blog
Mortgage Minute 4: Mortgage Update and Social Distancing
April 16, 2020
We are now over a month into Social Distancing across most of the world. It will likely last a few…
Mortgage Minute 3: Canadian Mortgage Rates and COVID-19
March 28, 2020
Mortgage Rates continue to be in a state of flux with COVID-19. Here is my latest (March 27, 2020) explanation…
Mortgage Minute 2: COVID-19 and Mortgage Rates
March 17, 2020
Two weeks ago the Bank of Canada lowered it’s overnight rate by a half percent. This was the largest single…
Fixed Rates on the Rise Despite Covid-19 Scare
March 13, 2020
The Bank of Canada announced an unplanned change to their overnight rate to take effect Monday March 16, a cut…
Big Banks Mirror Bank of Canada Rate Cuts
March 6, 2020
The Bank of Canada’s move was not predicted by speculators, but is largely believed to have been prompted by the…
Bank Of Canada Cuts Rates for First Time Since 2015
March 4, 2020
The Federal Reserve made an unscheduled rate announcement yesterday and cut their overnight rate by 50 basis points. The Bank…
Mortgage Minute 1: Bank of Canada Drops Rates by 50 points
March 4, 2020
The Bank of Canada cut its overnight rate for the first time in four years. This follows the US Central…
No Stress Test on Mortgage Renewals
February 28, 2020
More good news for people who have been struggling with the mortgage stress test! It was recommended by FINA (House…
New and Improved Stress Test!
February 21, 2020
The Department of Finance announced Tuesday changes to the mortgage stress test. “The new benchmark rate will be the weekly…
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