October 16, 2026
Sell High, Buy Calm: Is This Edmonton’s Move-Up Window?
Edmonton homes under $450,000 had about 3 months of inventory this fall; $650,000 to $800,000 homes had 7.6. What that
Mortgage Blog
Every post from the Mortgages for Less team: mortgage rates, the Bank of Canada, Alberta housing, lender news and real client stories.
Read more- Read moreOctober 16, 2026
How an Alberta Couple Bought Their First Home After Credit Counselling
They assumed credit counselling had shut them out of home ownership. Instead this Alberta couple bought a brand-new home just
- Read moreOctober 14, 2026
Canada Lost 68,000 Jobs. Alberta Added 23,000. What It Means for Your Mortgage
Canada lost 68,000 jobs in September 2026 while Alberta added 23,000. Hike odds for October 28 fell to about 25%,
- Read moreOctober 12, 2026
Pre-Approved This Summer? Why Fixed Rates Rose While the Bank of Canada Held
The Bank of Canada held at 2.25%, but the 5-year bond yield rose 0.70 points from June to September. If
Read moreOctober 9, 2026How an Edmonton-Area Family Turned a Mortgage Renewal Into a $60,000 Debt Reset
At renewal time, an Edmonton-area family rolled $60,400 of credit cards, a line of credit and an overdraft into their
- Read moreOctober 7, 2026
Should a First-Time Buyer Choose a 25- or 30-Year Mortgage?
Nearly 60% of new CMHC-insured buyers now take a 30-year amortization. See exactly what it costs a $100K first-time buyer
- Read moreOctober 7, 2026
Can you use the equity in one rental to buy another?
An Alberta landlord refinanced one rental to make a 20% down payment on another. Her bank sent both files back.
- Read moreOctober 6, 2026
What if your bank declines your refinance because of the stress test?
A retired Calgary couple's bank declined their $310,000 refinance on the stress test. A second bank approved it, cutting their
- Read moreOctober 5, 2026
Mortgage Default Insurance in Canada: What Homebuyers Are Paying For
Learn when mortgage default insurance is required in Canada, how its premium works, and how to weigh a smaller down
