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Welcome to the Mortgages for Less blog! Here, you'll find expert advice, industry news, and helpful tips to guide you through every step of your home financing journey. Whether you're a first-time homebuyer or looking to refinance, our blog is your go-to resource for staying informed and making smart mortgage decisions.

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  • Mortgage Minute 13

    March 2, 2022

    Bank of Canada Has Finally Risen Their Rate What does this mean for your 2022 home buying plans? Our Take We've finally seen the first of a set of rate increases planned by Bank of Canada for this year. Yes, mortgage rates are going up. So what does that mean for your home buying plans…
  • Calgary skyline with January 2022 Calgary real estate market statistics cover

    February 4, 2022

    Calgary's benchmark price jumped 6.8% in January 2022 to $495,300, up 17.1% year-over-year, with just 1.3 months of supply. Full stats and what they meant for buyers.
  • Mortgage Minute 12: What to Expect in 2022

    January 19, 2022

    Welcome to 2022. With ongoing uncertainty in the world what can we expect to see in 2022? The story of 2021 was dominated once again by the COVID-19 Pandemic, and now that we are in the 3rd calendar year of the pandemic, what can we expect as the world hopefully moves on from the health…
  • Calgary skyline with December 2021 Calgary real estate market statistics cover

    January 4, 2022

    Calgary closed 2021 with a benchmark price of $463,900, up 10.1% on the year, and inventory down to 2,608 homes — just 1.5 months of supply. Full year-end stats.
  • Merry Christmas and Happy New Year from Mortgages for Less

    December 17, 2021

    As another year comes to an end, it’s time to look back at the year but also to wish you a merry Christmas! 2021 has been an interesting year! Lots of ups, and lots of downs. Not just interest rates, but hopes and expectations. In the first part of the year, we saw some of…
  • Becoming a landlord: 10 things to know before you buy your first rental — Mortgages for Less

    December 6, 2021

    If you are on the verge of buying your first rental property and becoming a landlord, congratulations are in order. You are about to put your money into one of the most time-tested investment options you will ever find. Rental property, if done right, can become the foundation for building personal prosperity and generational wealth.
  • Calgary skyline with November 2021 Calgary real estate market statistics cover

    December 6, 2021

    Calgary inventory fell to 3,932 homes in November 2021, down 22% year-over-year, tightening supply to 1.9 months. Full stats on prices, sales and what they meant for buyers.
  • Mortgage Minute 11: Why to Choose a Variable Rate November 2021

    November 10, 2021

    For a long time not a lot of obvious benefit to choosing a variable mortgage rate because relatively the fixed rates were just as low! Since 2008 when rates bottomed out as a result of the sub-prime mortgage bubble burst, we have not seen the bank of Canada rate more than 1.5% higher than it…
  • Calgary skyline with October 2021 Calgary real estate market statistics cover

    November 4, 2021

    Calgary inventory fell 13% in October 2021 to 4,875 homes, tightening supply to 2.2 months as the benchmark price rose to $460,100. Full stats and what they meant for buyers.