September 25, 2026
Should I take a variable rate when it’s cheaper than a fixed rate?
A cheaper variable rate can work if your budget can absorb increases. See the payment and crossover math on a
Interest Rates
Where Canadian fixed and variable mortgage rates are heading, what moves them, and what it means for Alberta borrowers choosing or renewing a mortgage.
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Read moreSeptember 17, 2026High Gas Prices Have the Bank of Canada Talking About Rate Hikes Again
High gas prices are raising inflation risks and putting Bank of Canada rate hikes back on the table. Here’s what
- Read moreSeptember 3, 2026
Why Are Canadian Fixed Mortgage Rates Rising While the Bank of Canada Is on Hold?
The Bank of Canada held at 2.25% on Sept 2 — and fixed mortgage rates rose anyway. Why R-star and
- Read moreSeptember 2, 2026
The Bank of Canada Held Again — Here’s Why You Shouldn’t Wait for a Rate Cut
The Bank of Canada held its rate at 2.25% on Sept 2, 2026 — its 7th straight hold — and
- Read moreAugust 24, 2026
Will the Bank of Canada Cut Rates on September 2? Tariffs, Stagflation, and the Answer Nobody Wants
Trump's 50% tariff hit Aug 22 and Canada retaliates Sept 8. What the Bank of Canada actually does on September
- Read moreJuly 15, 2026
Bank of Canada Holds Rates Again: What It Means for Alberta Homeowners
The Bank of Canada held its policy rate at 2.25%. Learn what the July decision means for Alberta homebuyers, homeowners
- Read moreJune 26, 2026
Posted Rate vs Discounted Rate: What’s the Difference?
Learn the difference between posted and discounted mortgage rates, how they affect payments and penalties, and what Canadian borrowers should
- Read moreJune 24, 2026
Variable vs. Adjustable Rate Mortgages: What’s the Difference?
Learn the difference between variable and adjustable-rate mortgages, how trigger rates work, and what Alberta homeowners should know before choosing.
- Read moreJune 10, 2026
Canada Is in a Recession. So Why Isn’t the Bank of Canada Cutting Rates?
Canada is officially in a technical recession, but the Bank of Canada is still holding rates at 2.25%. Learn what
