November 2, 2026
Your Mortgage Renews in 2027: When Should You Start Shopping?
Start about 120 days before your 2027 renewal date. For a February renewal, that window is already open. Here's the
Interest Rates
Where Canadian fixed and variable mortgage rates are heading, what moves them, and what it means for Alberta borrowers choosing or renewing a mortgage.
Read more- Read moreOctober 29, 2026
The Bank of Canada just raised rates. What happens to my mortgage?
The Bank of Canada raised its rate to 2.50% on Oct. 28, 2026. Variable and HELOC rates rise with prime;
- Read moreOctober 28, 2026
The Bank of Canada Raised Rates to 2.50%. What It Costs You, and Is Variable Still Cheaper?
The Bank of Canada raised its rate to 2.50% on October 28, 2026. Prime is 4.70%. Variable payments rise about
- Read moreOctober 23, 2026
Is Government Borrowing Why Canadian Mortgage Rates Went Up? (And Is AI Next?)
The Bank of Canada has held at 2.25% since 2025, but the 5-year bond rose a full point in 2026.
- Read moreOctober 12, 2026
Pre-Approved This Summer? Why Fixed Rates Rose While the Bank of Canada Held
The Bank of Canada held at 2.25%, but the 5-year bond yield rose 0.70 points from June to September. If
Read moreSeptember 25, 2026Should I take a variable rate when it’s cheaper than a fixed rate?
A cheaper variable rate can work if your budget can absorb increases. See the payment and crossover math on a
- Read moreSeptember 17, 2026
High Gas Prices Have the Bank of Canada Talking About Rate Hikes Again
High gas prices are raising inflation risks and putting Bank of Canada rate hikes back on the table. Here’s what
- Read moreSeptember 3, 2026
Why Are Canadian Fixed Mortgage Rates Rising While the Bank of Canada Is on Hold?
The Bank of Canada held at 2.25% on Sept 2 — and fixed mortgage rates rose anyway. Why R-star and
- Read moreSeptember 2, 2026
The Bank of Canada Held Again — Here’s Why You Shouldn’t Wait for a Rate Cut
The Bank of Canada held its rate at 2.25% on Sept 2, 2026 — its 7th straight hold — and
