Mortgage 101 · Lenders
Mortgage Lenders We Work With
As independent Calgary mortgage brokers, we’re not tied to any one bank — we shop your mortgage across more than 30 lenders. Below are the banks, broker-only monolines, Alberta credit unions, alternative and private lenders, and reverse-mortgage specialists we place deals with most, grouped by the kind of lender they are, with in-depth profiles of how each one works and where it shines. Not sure which fits you? That’s our job.
Quick answer: You don’t pick a lender — you pick a broker who picks from every lender. We compare the Big Six banks (TD, BMO, Scotiabank, RBC, CIBC, National Bank), broker-only prime monolines (First National, MCAP, RMG, B2B, RFA), Alberta lenders and credit unions (ATB, Servus, Connect First), alternative “B” lenders (Home Trust, Equitable, Bridgewater, Optimum, MCAP Eclipse), private equity lenders (Alta West, CMI, Fisgard) and reverse-mortgage specialists (CHIP, Equitable, Bloom) on rate and penalty structure to find your best overall fit — free, with no credit check to start.
Big Six banks
Monoline (broker-only) prime lenders
Alberta-specific lenders
Alternate (B) lenders
Alternative (B) lender
Bridgewater Bank
View profile → Alternative (B) lenderEquitable Bank (Alt)
View profile → Alternative (B) lenderHome Trust
View profile → Alternative (B) lenderOptimum National Bank
View profile → Alternative (B) lenderRFA Alternative
View profile → Alternative (B) lenderMCAP Eclipse
View profile →Private (unregulated equity) lenders
Reverse mortgages (ages 55+)
Apply online
Let’s find your best lender — free
Tell us about your goals and we’ll match you to the lender most likely to say yes at the sharpest rate. It takes about two minutes, with no credit check to start.
- Free & no obligation
- No credit check to start
- 30+ lenders compared
- Serving all of Alberta
Prefer to talk it through first? Book a no-pressure discovery call →