September 18, 2026
Self-Employed, Owing the CRA, and On Maternity Leave — and They Still Bought Their First Home
Self-employed, carrying about $70,000 in CRA tax debt, one income on maternity leave, a fully gifted down payment — and
Case Studies
Real client files from Josh Tagg and the Mortgages for Less team, with the actual numbers: what the borrower faced, which lender said yes, and what it saved them.
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Read moreSeptember 16, 2026They Kept Their First Home as a Rental and Bought the Next One With 5% Down
A Grande Prairie couple could buy only about $160,000 if they kept their home. A refinance cleared a $1,417-a-month vehicle
- Read moreSeptember 15, 2026
Turned Down at 72: How a Retired Couple Bought a Calgary-Area Home With a Reverse Mortgage
Refused at 72 because their RRIF income was too new, a retired Alberta couple bought a $418,000 home with a
- Read moreSeptember 11, 2026
Turned Away, Then Handed the Keys: How a Self-Employed Calgary Couple Bought Their First Home
A self-employed Calgary couple were told they wouldnt qualify. Eleven months later, through a credit rebuild, a brand-new business and
- Read moreSeptember 9, 2026
Self-Employed and Buried in Nine Debts: How a Calgary Couple Freed Up $2,800 a Month
A self-employed Calgary couple refinanced to clear $100,571 of high-interest debt across nine accounts, freeing up about $2,786 a month
- Read moreSeptember 7, 2026
How a Single Mom of Three Bought a $350,000 Edmonton Home on a $47,000 Salary
A single mom of three earning $47,000 bought a $350,000 Edmonton home by counting Canada Child Benefit and basement-suite rent,
- Read moreAugust 31, 2026
Declined at Renewal: How a Calgary Couple Stopped Foreclosure With a Private Bridge Mortgage
Declined at renewal with foreclosure underway — how a short-term private bridge mortgage paid out the demand, protected 400k-plus in
- Read moreAugust 24, 2026
Can You Get a Mortgage Right After Starting a New Job in Alberta?
A first-time buyer changed jobs and thought it killed his mortgage. It didn't. How new-job, probation and debt-ratio hurdles were
- Read moreAugust 14, 2026
Private Second Mortgage in Calgary: $74,000 of Debt Cleared in One Week (Real Case Study)
Bruised credit, collectors calling and a 13.75% offer on the table. This real Calgary case study shows how a private
