September 3, 2026
Why Are Canadian Fixed Mortgage Rates Rising While the Bank of Canada Is on Hold?
The Bank of Canada held at 2.25% on Sept 2 — and fixed mortgage rates rose anyway. Why R-star and
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Welcome to the Mortgages for Less blog! Here, you'll find expert advice, industry news, and helpful tips to guide you through every step of your home financing journey. Whether you're a first-time homebuyer or looking to refinance, our blog is your go-to resource for staying informed and making smart mortgage decisions.
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September 3, 2026
The Bank of Canada held at 2.25% on Sept 2 — and fixed mortgage rates rose anyway. Why R-star and term premium explain it, and what a 2026 renewer should actually do.September 2, 2026
Greater Edmonton's median home price was $439,000 in August 2026 — down 1.8% from July but still 0.9% above last year — while inventory sat 14.9% higher and sales cooled to 2,143. Full stats, trends and buyer tips.September 2, 2026
The Bank of Canada held its rate at 2.25% on Sept 2, 2026 — its 7th straight hold — and warned inflation risks are rising. Why waiting for a cut could cost you.
September 1, 2026
Calgary's benchmark home price held at $569,800 in August 2026 — essentially flat on the month and down about 1% from a year ago — while sales cooled and buyers gained more time and choice. Full stats, trends and what it means if you're buying.
August 31, 2026
Declined at renewal with foreclosure underway — how a short-term private bridge mortgage paid out the demand, protected 400k-plus in equity, and saved a Calgary couple's home.August 30, 2026
No — Statistics Canada's August 28 report showed Canada's economy grew 3.3% in Q2 and revised the recession away, while the IMF ranks Canada 2nd in the G7. Here's why it still feels bad, and what it means for your mortgage.
August 27, 2026
New U.S. tariffs could slow Canada’s economy while raising building costs. Here’s what that could mean for first-time buyers and home prices.August 24, 2026
Trump's 50% tariff hit Aug 22 and Canada retaliates Sept 8. What the Bank of Canada actually does on September 2 — and why stagflation is the wrong word.August 24, 2026
A first-time buyer changed jobs and thought it killed his mortgage. It didn't. How new-job, probation and debt-ratio hurdles were solved in Alberta.
Read more- Read moreSeptember 2, 2026
Is Now a Good Time to Buy a House in Edmonton? August 2026 Market Report
Greater Edmonton's median home price was $439,000 in August 2026 — down 1.8% from July but still 0.9% above last
- Read moreSeptember 2, 2026
The Bank of Canada Held Again — Here’s Why You Shouldn’t Wait for a Rate Cut
The Bank of Canada held its rate at 2.25% on Sept 2, 2026 — its 7th straight hold — and
Read moreSeptember 1, 2026Calgary Housing Market Update (August 2026): Are Home Prices Going Down?
Calgary's benchmark home price held at $569,800 in August 2026 — essentially flat on the month and down about 1%
Read moreAugust 31, 2026Declined at Renewal: How a Calgary Couple Stopped Foreclosure With a Private Bridge Mortgage
Declined at renewal with foreclosure underway — how a short-term private bridge mortgage paid out the demand, protected 400k-plus in
- Read moreAugust 30, 2026
Is Canada in a Recession in 2026? What the August GDP Numbers Actually Say
No — Statistics Canada's August 28 report showed Canada's economy grew 3.3% in Q2 and revised the recession away, while
- Read moreAugust 27, 2026
New U.S. Tariffs Could Change the Housing Market for First-Time Buyers
New U.S. tariffs could slow Canada’s economy while raising building costs. Here’s what that could mean for first-time buyers and
- Read moreAugust 24, 2026
Will the Bank of Canada Cut Rates on September 2? Tariffs, Stagflation, and the Answer Nobody Wants
Trump's 50% tariff hit Aug 22 and Canada retaliates Sept 8. What the Bank of Canada actually does on September
- Read moreAugust 24, 2026
Can You Get a Mortgage Right After Starting a New Job in Alberta?
A first-time buyer changed jobs and thought it killed his mortgage. It didn't. How new-job, probation and debt-ratio hurdles were
