Blog

Welcome to the Mortgages for Less blog! Here, you'll find expert advice, industry news, and helpful tips to guide you through every step of your home financing journey. Whether you're a first-time homebuyer or looking to refinance, our blog is your go-to resource for staying informed and making smart mortgage decisions.

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Check out our blog to stay up to date on the housing and mortgage market.

August 21, 2026
Learn what mortgage conditions are, why lenders require them, and what first-time homebuyers should expect before their mortgage funds.
August 19, 2026
Should you buy an Alberta home before summer ends or wait until fall? Compare competition, inventory, timing and financing before deciding.
August 17, 2026
Moving to Alberta and buying your first home? Learn about mortgage qualification, neighbourhood research, relocation costs and opportunities before you move.
August 14, 2026
Bruised credit, collectors calling and a 13.75% offer on the table. This real Calgary case study shows how a private second mortgage cleared about $74,000 of debt in days — and why we deliberately built it fully open, with no penalty to get out.
August 12, 2026
Separating or divorcing in Alberta? Learn what can happen to your mortgage, including selling, refinancing, buying out your spouse and qualifying alone.
August 10, 2026
Carrying credit cards, loans or a line of credit? Learn how debt consolidation may fit into your home purchase—and where the limitations are.
August 7, 2026
Greater Edmonton's median home price held at $447,000 in July 2026 — up 2% year-over-year — even as inventory jumped nearly 18% and gave buyers more choice. Full stats, trends and buyer tips.
August 6, 2026
Calgary's benchmark home price eased to $569,200 in July 2026, down 2% from a year ago, while sales cooled and buyers gained more time. Full stats, trends and what it means if you're buying.
August 5, 2026
As more Alberta homeowners stay in their homes longer, first-time buyers may face fewer detached homes for sale. Learn why this trend matters.

August 21, 2026
Mortgage Conditions Explained: What First-Time Homebuyers Need to Know
Learn what mortgage conditions are, why lenders require them, and what first-time homebuyers should expect before their mortgage funds.
Read more
August 19, 2026
Buy Now or Wait Until Fall? An Alberta Homebuyer’s Late-Summer Decision
Should you buy an Alberta home before summer ends or wait until fall? Compare competition, inventory, timing and financing before
Read more
August 17, 2026
Moving to Alberta: A First-Time Homebuyer’s Guide to Relocating
Moving to Alberta and buying your first home? Learn about mortgage qualification, neighbourhood research, relocation costs and opportunities before you
Read more
August 14, 2026
Private Second Mortgage in Calgary: $74,000 of Debt Cleared in One Week (Real Case Study)
Bruised credit, collectors calling and a 13.75% offer on the table. This real Calgary case study shows how a private
Read more
August 12, 2026
Divorce and Your Mortgage in Alberta: Options for the Family Home
Separating or divorcing in Alberta? Learn what can happen to your mortgage, including selling, refinancing, buying out your spouse and
Read more
August 10, 2026
Buying a Home While Carrying Debt: Can It Be Rolled Into the Mortgage?
Carrying credit cards, loans or a line of credit? Learn how debt consolidation may fit into your home purchase—and where
Read more
August 7, 2026
Is Now a Good Time to Buy a House in Edmonton? July 2026 Market Report
Greater Edmonton's median home price held at $447,000 in July 2026 — up 2% year-over-year — even as inventory jumped
Read more
August 6, 2026
Calgary Housing Market Update (July 2026): Are Home Prices Going Down?
Calgary's benchmark home price eased to $569,200 in July 2026, down 2% from a year ago, while sales cooled and
Read more
August 5, 2026
Aging in Place Could Make Buying Your First Home a Little Harder
As more Alberta homeowners stay in their homes longer, first-time buyers may face fewer detached homes for sale. Learn why
Read more