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Welcome to the Mortgages for Less blog! Here, you'll find expert advice, industry news, and helpful tips to guide you through every step of your home financing journey. Whether you're a first-time homebuyer or looking to refinance, our blog is your go-to resource for staying informed and making smart mortgage decisions.

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August 21, 2023
Canada's 5-year bond rate surpasses 4%, triggering fixed mortgage rate increases, impacting borrowers and buyers, and prompting uncertainty about the Bank of Canada's actions.
August 16, 2023
Canada's July inflation exceeded predictions at 3.3%, sparking discussions about bond market impacts and the Bank of Canada's September rate decision amid contrasting economic signals.
August 4, 2023
Former Bank of Canada Governor David Dodge's insight on prolonged elevated interest rates signals significant impacts on mortgages and real estate. Navigating this landscape demands strategic financial planning and adaptability.
August 4, 2023
Calgary's benchmark price rose to $563,100 in July 2023 as sales eased 16% for the summer but inventory stayed 35% below last year. Full stats and analysis.
July 28, 2023
Canada's Q2 2023 GDP growth of 0.3% disappoints, potentially halting Bank of Canada's September rate hike. This may provide some relief for Canadians with variable rate mortgages.
July 25, 2023
An in-depth analysis questions whether the Bank of Canada's rapid rate hikes were necessary as disinflationary forces and labor market dynamics may soon impact the economy.
July 18, 2023
Canada's inflation dropped below 3%, but concerns arise as core inflation remains sticky and mortgage interest costs continue to rise, impacting future rate drops.
July 14, 2023
The Bank of Canada's rate increase signals potential frustration for mortgage holders, with implications for variable and fixed rates. Economic uncertainties persist despite projected growth and inflation expectations.
July 10, 2023
The Bank of Canada is expected to raise rates by 0.25% on July 12, 2023, despite signs of a loosening labor market. Economists believe this may be the final increase for the year, aiming to combat post-COVID inflation.

August 21, 2023
Canada’s 5-Year Bond Rate Surpasses 4%: Implications for Fixed Rate Mortgages
Canada's 5-year bond rate surpasses 4%, triggering fixed mortgage rate increases, impacting borrowers and buyers, and prompting uncertainty about the
Read more
August 16, 2023
Canada’s July Inflation Surges Past Expectations, Reaching 3.3%
Canada's July inflation exceeded predictions at 3.3%, sparking discussions about bond market impacts and the Bank of Canada's September rate
Read more
August 4, 2023
Mortgage Rates Likely to Stay High Until 2025
Former Bank of Canada Governor David Dodge's insight on prolonged elevated interest rates signals significant impacts on mortgages and real
Read more
August 4, 2023
Calgary Housing Market Update (July 2023): Is the Summer Slowdown Helping Buyers?
Calgary's benchmark price rose to $563,100 in July 2023 as sales eased 16% for the summer but inventory stayed 35%
Read more
July 28, 2023
Canada’s Disappointing Growth Data from Q2 2023 May Halt Bank of Canada’s September Interest Rate Hike
Canada's Q2 2023 GDP growth of 0.3% disappoints, potentially halting Bank of Canada's September rate hike. This may provide some
Read more
July 25, 2023
Did the Bank of Canada Increase Rates Too Much?
An in-depth analysis questions whether the Bank of Canada's rapid rate hikes were necessary as disinflationary forces and labor market
Read more
July 18, 2023
Breaking: Inflation drops below 3%, but it isn’t all rosy
Canada's inflation dropped below 3%, but concerns arise as core inflation remains sticky and mortgage interest costs continue to rise,
Read more
July 14, 2023
Mortgage Minute 26: UGH! Bank of Canada Summer Rate Jump
The Bank of Canada's rate increase signals potential frustration for mortgage holders, with implications for variable and fixed rates. Economic
Read more
July 10, 2023
Bank of Canada Expected to Increase Rate July 12th
The Bank of Canada is expected to raise rates by 0.25% on July 12, 2023, despite signs of a loosening
Read more