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Welcome to the Mortgages for Less blog! Here, you'll find expert advice, industry news, and helpful tips to guide you through every step of your home financing journey. Whether you're a first-time homebuyer or looking to refinance, our blog is your go-to resource for staying informed and making smart mortgage decisions.

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Check out our blog to stay up to date on the housing and mortgage market.

September 27, 2023
BMO has adjusted its forecast for the Bank of Canada rate drops until Q3 2024. See our take on this and how it impacts mortgage rates.
September 19, 2023
Discover the impact of Canada's August 2023 4.0% inflation on mortgages. Rising rates and housing market shifts examined. Stay informed for financial decisions.
September 4, 2023
Calgary's benchmark price reached $566,000 in August 2023 as row homes rose 13.6% and condos 7.7% year-over-year on record-low supply. Full stats and analysis.
August 29, 2023
Canada's 5-year bonds drop below 4%, impacting mortgage rates. US economic indicators show job market strain. Bank of Canada rate hike prospects scrutinized ahead of GDP data release.
August 28, 2023
The Alberta housing market displayed resilience with record July sales, stable prices in Calgary, and supply-demand dynamics, influenced by economic sector shifts, reflecting optimism and growth.
August 21, 2023
Canada's 5-year bond rate surpasses 4%, triggering fixed mortgage rate increases, impacting borrowers and buyers, and prompting uncertainty about the Bank of Canada's actions.
August 16, 2023
Canada's July inflation exceeded predictions at 3.3%, sparking discussions about bond market impacts and the Bank of Canada's September rate decision amid contrasting economic signals.
August 4, 2023
Former Bank of Canada Governor David Dodge's insight on prolonged elevated interest rates signals significant impacts on mortgages and real estate. Navigating this landscape demands strategic financial planning and adaptability.
August 4, 2023
Calgary's benchmark price rose to $563,100 in July 2023 as sales eased 16% for the summer but inventory stayed 35% below last year. Full stats and analysis.

September 27, 2023
BMO: Bank of Canada will wait until Q3 2024 to drop rates
BMO has adjusted its forecast for the Bank of Canada rate drops until Q3 2024. See our take on this
Read more
September 19, 2023
August Inflation Data and Mortgage Rates
Discover the impact of Canada's August 2023 4.0% inflation on mortgages. Rising rates and housing market shifts examined. Stay informed
Read more
September 4, 2023
Calgary Housing Market Update (August 2023): Why Are Condo Prices Rising So Fast?
Calgary's benchmark price reached $566,000 in August 2023 as row homes rose 13.6% and condos 7.7% year-over-year on record-low supply.
Read more
August 29, 2023
Are Interest Rates about to DROP?
Canada's 5-year bonds drop below 4%, impacting mortgage rates. US economic indicators show job market strain. Bank of Canada rate
Read more
August 28, 2023
Alberta Housing Market: July 2023
The Alberta housing market displayed resilience with record July sales, stable prices in Calgary, and supply-demand dynamics, influenced by economic
Read more
August 21, 2023
Canada’s 5-Year Bond Rate Surpasses 4%: Implications for Fixed Rate Mortgages
Canada's 5-year bond rate surpasses 4%, triggering fixed mortgage rate increases, impacting borrowers and buyers, and prompting uncertainty about the
Read more
August 16, 2023
Canada’s July Inflation Surges Past Expectations, Reaching 3.3%
Canada's July inflation exceeded predictions at 3.3%, sparking discussions about bond market impacts and the Bank of Canada's September rate
Read more
August 4, 2023
Mortgage Rates Likely to Stay High Until 2025
Former Bank of Canada Governor David Dodge's insight on prolonged elevated interest rates signals significant impacts on mortgages and real
Read more
August 4, 2023
Calgary Housing Market Update (July 2023): Is the Summer Slowdown Helping Buyers?
Calgary's benchmark price rose to $563,100 in July 2023 as sales eased 16% for the summer but inventory stayed 35%
Read more