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Welcome to the Mortgages for Less blog! Here, you'll find expert advice, industry news, and helpful tips to guide you through every step of your home financing journey. Whether you're a first-time homebuyer or looking to refinance, our blog is your go-to resource for staying informed and making smart mortgage decisions.

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  • Why Are Variable Rates Higher Than Fixed?

    December 16, 2022

    It is a common understanding that taking a 5-year variable rate mortgage nearly always costs less when compared to a 5-year fixed rate mortgage.  Usually, the variable rate at the start of a mortgage term is LOWER than the fixed rate at the same time. That helps make the choice easier. 
  • Mortgage Minute 20: Bank of Canada Raises Rates for the Last Time in 2022

    December 7, 2022

    The Final  2022 Rate Adjustment It's Finally Here. Can we expect to see a leveling out in 2023?  Need Some Mortgage Advice? Whether getting a mortgage on your first home, or looking at options for your next one we are here to help. Our team prides itself on open and honest advice. Come see why…
  • Calgary skyline with November 2022 Calgary real estate market statistics cover

    December 5, 2022

    Calgary new listings fell 26% in November 2022 to 1,611 — the lowest on record — as inventory dropped to 3,116 homes. Full stats on prices, sales and what they meant.
  • Josh Tagg Recognized Among Global Top 100 Mortgage Brokers

    December 1, 2022

    PRESS RELEASE Josh Tagg Recognized Among Global Top 100 Mortgage Brokers by MPA Magazine Calgary, Alberta, December 1, 2022 – Renowned Canadian mortgage broker, Josh Tagg, has recently been honored with a coveted spot on the 2022 Mortgage Global 100 list presented by Mortgage Professional America (MPA) Magazine. This prestigious list highlights the foremost influencers,…
  • Mortgage discussion on Bank of Canada policies.

    November 10, 2022

    With inflation slowing and interest rates nearing their peak, now could be the right time to buy or strategize your mortgage. Explore how the Bank of Canada’s latest rate hike impacts the housing market and what it means for buyers, homeowners, and those with variable-rate mortgages.
  • Calgary skyline with October 2022 Calgary real estate market statistics cover

    November 4, 2022

    Calgary's benchmark price eased to $523,900 in October 2022 as sales fell 15% year-over-year, but supply tightened to 2.1 months. Full stats and analysis.
  • Calgary skyline with September 2022 Calgary real estate market statistics cover

    October 4, 2022

    Calgary's benchmark price eased to $527,400 in September 2022 as sales fell 12% — but inventory fell 21% year-over-year, keeping supply tight. Full stats and analysis.
  • Mortgage Minute 18: The Fight Against Inflation Continues

    September 7, 2022

    The Battle Against Inflation Continues! Bank of Canada Continues Their Trend. Raises Rates Another .75% The War in Ukraine, Continuing Effects of Covid-19, and Volatile Commodity Rates To Blame.  Our Take The government continues to battle the sky-high interest rates caused by continued Covid-19 lockdowns in China, supply chain issues, the war in Ukraine, as…
  • Calgary skyline with August 2022 Calgary real estate market statistics cover

    September 5, 2022

    Calgary's benchmark price fell 1.5% in August 2022 to $531,800 — the largest monthly decline of the year — while inventory dropped 10.5%. Full stats and analysis.