Blog

Welcome to the Mortgages for Less blog! Here, you'll find expert advice, industry news, and helpful tips to guide you through every step of your home financing journey. Whether you're a first-time homebuyer or looking to refinance, our blog is your go-to resource for staying informed and making smart mortgage decisions.

Stay up-to-date with Market Trends

Check out our blog to stay up to date on the housing and mortgage market.

  • May 17, 2023

    After a period of uncertainty caused largely by the Bank of Canada raising its rate by more than 3%, it seems the housing markets in Canada are finding their footing once again.

  • April 14, 2023

    [et_pb_section fb_built="1" specialty="on" next_background_color="#ffffff" padding_top_1="60px" padding_top_bottom_link_1="false" padding_left_right_link_1="false" padding_1_tablet="0px||||false|false" padding_1_phone="0px||||false|false" padding_1_last_edited="on|phone" admin_label="Header" _builder_version="4.19.2" _module_preset="default" background_color="#0d3d61" background_image="https://mortgagesforless.ca/wp-content/uploads/2022/12/Blue-and-Purple-Casual-Corporate-App-Development-Startup-Planning-Presentation-1.jpg" parallax="on" background_blend="color" bottom_divider_style="asymmetric" bottom_divider_height="74px" bottom_divider_repeat="1x" global_colors_info="{}"][et_pb_column type="1_2" specialty_columns="2" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_row_inner _builder_version="4.16" _module_preset="default" global_colors_info="{}"][et_pb_column_inner saved_specialty_column_type="1_2" _builder_version="4.16" _module_preset="default" global_colors_info="{}"][et_pb_text _builder_version="4.20.4" _module_preset="53fac924-1644-4f70-a8a0-435df3cf1c52" text_font_size="15px" header_font="Poppins|600|||||||" header_text_color="#FFFFFF" header_font_size="80px" header_line_height="1.1em" header_font_size_tablet="50px" header_font_size_phone="50px" header_font_size_last_edited="on|desktop" locked="off" global_colors_info="{}"]IT'S HEATING UP IN CALGARY[/et_pb_text][et_pb_divider color="rgba(255,255,255,0.3)" divider_weight="10px" _builder_version="4.20.4" _module_preset="a9fcc5b1-74c5-43b4-b776-3e310da5f3e8" z_index="10"…

  • January 25, 2023

    [et_pb_section fb_built="1" specialty="on" next_background_color="#ffffff" padding_top_1="60px" padding_top_bottom_link_1="false" padding_left_right_link_1="false" padding_1_tablet="0px||||false|false" padding_1_phone="0px||||false|false" padding_1_last_edited="on|phone" admin_label="Header" _builder_version="4.19.2" _module_preset="default" background_color="#0d3d61" background_image="https://mortgagesforless.ca/wp-content/uploads/2022/12/Blue-and-Purple-Casual-Corporate-App-Development-Startup-Planning-Presentation-1.jpg" parallax="on" background_blend="color" bottom_divider_style="asymmetric" bottom_divider_height="74px" bottom_divider_repeat="1x" global_colors_info="{}"][et_pb_column type="1_2" specialty_columns="2" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_row_inner _builder_version="4.16" _module_preset="default" global_colors_info="{}"][et_pb_column_inner saved_specialty_column_type="1_2" _builder_version="4.16" _module_preset="default" global_colors_info="{}"][et_pb_text _builder_version="4.19.2" _module_preset="53fac924-1644-4f70-a8a0-435df3cf1c52" text_font_size="15px" header_font="Poppins|600|||||||" header_text_color="#FFFFFF" header_font_size="83px" header_line_height="1.1em" header_font_size_tablet="50px" header_font_size_phone="50px" header_font_size_last_edited="on|desktop" locked="off" global_colors_info="{}"]Time To Evaluate [/et_pb_text][et_pb_divider color="rgba(255,255,255,0.3)" divider_weight="10px" _builder_version="4.16" _module_preset="a9fcc5b1-74c5-43b4-b776-3e310da5f3e8" z_index="10" max_width="260px"…

  • December 16, 2022

    It is a common understanding that taking a 5-year variable rate mortgage nearly always costs less when compared to a 5-year fixed rate mortgage.  Usually, the variable rate at the start of a mortgage term is LOWER than the fixed rate at the same time. That helps make the choice easier. 

  • December 7, 2022

    [et_pb_section fb_built="1" specialty="on" next_background_color="#ffffff" padding_top_1="60px" padding_top_bottom_link_1="false" padding_left_right_link_1="false" padding_1_tablet="0px||||false|false" padding_1_phone="0px||||false|false" padding_1_last_edited="on|phone" admin_label="Header" _builder_version="4.19.2" _module_preset="default" background_color="#0d3d61" background_image="https://mortgagesforless.ca/wp-content/uploads/2022/12/Blue-and-Purple-Casual-Corporate-App-Development-Startup-Planning-Presentation-1.jpg" parallax="on" background_blend="color" bottom_divider_style="asymmetric" bottom_divider_height="74px" bottom_divider_repeat="1x" global_colors_info="{}"][et_pb_column type="1_2" specialty_columns="2" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_row_inner _builder_version="4.16" _module_preset="default" global_colors_info="{}"][et_pb_column_inner saved_specialty_column_type="1_2" _builder_version="4.16" _module_preset="default" global_colors_info="{}"][et_pb_text _builder_version="4.19.2" _module_preset="53fac924-1644-4f70-a8a0-435df3cf1c52" text_font_size="15px" header_font="Poppins|600|||||||" header_text_color="#FFFFFF" header_font_size="83px" header_line_height="1.1em" header_font_size_tablet="50px" header_font_size_phone="50px" header_font_size_last_edited="on|desktop" locked="off" global_colors_info="{}"]The Final  2022 Rate Adjustment[/et_pb_text][et_pb_divider color="rgba(255,255,255,0.3)" divider_weight="10px" _builder_version="4.16" _module_preset="a9fcc5b1-74c5-43b4-b776-3e310da5f3e8" z_index="10"…

  • December 1, 2022

    PRESS RELEASE Josh Tagg Recognized Among Global Top 100 Mortgage Brokers by MPA Magazine Calgary, Alberta, December 1, 2022 – Renowned Canadian mortgage broker, Josh Tagg, has recently been honored with a coveted spot on the 2022 Mortgage Global 100 list presented by Mortgage Professional America (MPA) Magazine. This prestigious list highlights the foremost influencers,…
  • Mortgage discussion on Bank of Canada policies.

    November 10, 2022

    With inflation slowing and interest rates nearing their peak, now could be the right time to buy or strategize your mortgage. Explore how the Bank of Canada’s latest rate hike impacts the housing market and what it means for buyers, homeowners, and those with variable-rate mortgages.

  • September 7, 2022

    [et_pb_section fb_built="1" fullwidth="on" admin_label="Header" _builder_version="4.18.0" background_image="https://mortgagesforless.ca/wp-content/uploads/2022/09/Untitled-1.jpg" vertical_offset="0px" custom_padding="0px|0px|0px|0px|false|false" scroll_scaling_enable="on" custom_css_main_element="margin: auto auto 0;" global_colors_info="{}"][et_pb_fullwidth_header title="The Battle Against Inflation Continues!" subhead="Bank of Canada Continues Their Trend. Raises Rates Another .75%" content_max_width="650px" content_max_width_tablet="480px" content_max_width_phone="" content_max_width_last_edited="on|tablet" _builder_version="4.17.5" title_font="Abril Fatface||||||||" title_font_size="72px" title_line_height="1.2em" content_font="Cabin||||||||" content_font_size="18px" content_line_height="1.8em" subhead_font="|300|||||||" subhead_font_size="27px" subhead_line_height="1.1em" background_color="rgba(255,255,255,0.8)" use_background_color_gradient="on" background_color_gradient_type="circular" background_color_gradient_direction_radial="right" background_color_gradient_stops="rgba(255,255,255,0) 4%|#ffffff 100%" background_color_gradient_start="rgba(255,255,255,0)" background_color_gradient_start_position="41%" background_color_gradient_end="#ffffff" background_position="center_left"…
  • Bank of Canada Raises Rates to Counter Inflation

    July 13, 2022

    Bank of Canada raises lending rate by 1%. Biggest move yet to curb rising inflation. Learn what this means for the housing market.
  • #image_title

    Mortgage Minute 23: It’s heating up in Calgary

    [et_pb_section fb_built="1" specialty="on" next_background_color="#ffffff" padding_top_1="60px" padding_top_bottom_link_1="false" padding_left_right_link_1="false" padding_1_tablet="0px||||false|false" padding_1_phone="0px||||false|false" padding_1_last_edited="on|phone" admin_label="Header" _builder_version="4.19.2" _module_preset="default" background_color="#0d3d61" background_image="https://mortgagesforless.ca/wp-content/uploads/2022/12/Blue-and-Purple-Casual-Corporate-App-Development-Startup-Planning-Presentation-1.jpg" parallax="on" background_blend="color" bottom_divider_style="asymmetric" bottom_divider_height="74px" bottom_divider_repeat="1x"

    Read more

  • Mortgage Minute 22: The Bank of Canada’s Final Rate Increase

    [et_pb_section fb_built="1" specialty="on" next_background_color="#ffffff" padding_top_1="60px" padding_top_bottom_link_1="false" padding_left_right_link_1="false" padding_1_tablet="0px||||false|false" padding_1_phone="0px||||false|false" padding_1_last_edited="on|phone" admin_label="Header" _builder_version="4.19.2" _module_preset="default" background_color="#0d3d61" background_image="https://mortgagesforless.ca/wp-content/uploads/2022/12/Blue-and-Purple-Casual-Corporate-App-Development-Startup-Planning-Presentation-1.jpg" parallax="on" background_blend="color" bottom_divider_style="asymmetric" bottom_divider_height="74px" bottom_divider_repeat="1x"

    Read more

  • Mortgage Minute 20: Bank of Canada Raises Rates for the Last Time in 2022

    [et_pb_section fb_built="1" specialty="on" next_background_color="#ffffff" padding_top_1="60px" padding_top_bottom_link_1="false" padding_left_right_link_1="false" padding_1_tablet="0px||||false|false" padding_1_phone="0px||||false|false" padding_1_last_edited="on|phone" admin_label="Header" _builder_version="4.19.2" _module_preset="default" background_color="#0d3d61" background_image="https://mortgagesforless.ca/wp-content/uploads/2022/12/Blue-and-Purple-Casual-Corporate-App-Development-Startup-Planning-Presentation-1.jpg" parallax="on" background_blend="color" bottom_divider_style="asymmetric" bottom_divider_height="74px" bottom_divider_repeat="1x"

    Read more

  • Mortgage Minute 18: The Fight Against Inflation Continues

    [et_pb_section fb_built="1" fullwidth="on" admin_label="Header" _builder_version="4.18.0" background_image="https://mortgagesforless.ca/wp-content/uploads/2022/09/Untitled-1.jpg" vertical_offset="0px" custom_padding="0px|0px|0px|0px|false|false" scroll_scaling_enable="on" custom_css_main_element="margin: auto auto 0;" global_colors_info="{}"][et_pb_fullwidth_header title="The Battle Against Inflation Continues!" subhead="Bank

    Read more