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Welcome to the Mortgages for Less blog! Here, you'll find expert advice, industry news, and helpful tips to guide you through every step of your home financing journey. Whether you're a first-time homebuyer or looking to refinance, our blog is your go-to resource for staying informed and making smart mortgage decisions.

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  • June 29, 2022

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  • June 1, 2022

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  • Bank of Canada raises interest rates 0.5%

    April 13, 2022

    Discover the impact of Bank of Canada's largest rate hike in 22 years on your mortgage plans. Schedule a call with our brokers to explore your options.

  • March 2, 2022

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  • January 19, 2022

    Welcome to 2022. With ongoing uncertainty in the world what can we expect to see in 2022? The story of 2021 was dominated once again by the COVID-19 Pandemic, and now that we are in the 3rd calendar year of the pandemic, what can we expect as the world hopefully moves on from the health…

  • December 17, 2021

    As another year comes to an end, it’s time to look back at the year but also to wish you a merry Christmas! 2021 has been an interesting year! Lots of ups, and lots of downs. Not just interest rates, but hopes and expectations. In the first part of the year, we saw some of…

  • December 6, 2021

    If you are on the verge of buying your first rental property and becoming a landlord, congratulations are in order. You are about to put your money into one of the most time-tested investment options you will ever find. Rental property, if done right, can become the foundation for building personal prosperity and generational wealth.

  • November 10, 2021

    For a long time not a lot of obvious benefit to choosing a variable mortgage rate because relatively the fixed rates were just as low! Since 2008 when rates bottomed out as a result of the sub-prime mortgage bubble burst, we have not seen the bank of Canada rate more than 1.5% higher than it…

  • September 28, 2021

    Canada just finished a federal election where really nothing changed. With the election results back, and a recent Bank of Canada update, what can we expect in the Real Estate and Mortgage Market? Early in September, and mid-way through the Election campaign, the Bank of Canada made it’s sixth interest rate decision and announcement of…