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Welcome to the Mortgages for Less blog! Here, you'll find expert advice, industry news, and helpful tips to guide you through every step of your home financing journey. Whether you're a first-time homebuyer or looking to refinance, our blog is your go-to resource for staying informed and making smart mortgage decisions.

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  • May 29, 2023

    The recent uptick in Canada's annual inflation rate has sparked a debate among economists regarding whether the Bank of Canada should raise interest rates once again. While some experts caution against premature rate increases, Scotiabank's chief economist suggests that the central bank should take immediate action to address potential inflation risks. Jean-François Perrault, Chief Economist…

  • May 26, 2023

    [et_pb_section fb_built="1" admin_label="section" _builder_version="4.16" global_colors_info="{}"][et_pb_row admin_label="row" _builder_version="4.16" background_size="initial" background_position="top_left" background_repeat="repeat" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text admin_label="Text" _builder_version="4.22.1" background_size="initial" background_position="top_left" background_repeat="repeat" global_colors_info="{}"]In recent months, there has been a noticeable shift in the preferences of Canadian homebuyers when it comes to mortgage terms. According to data from the Canada Mortgage and Housing Corporation (CMHC), over one…

  • May 23, 2023

    In a surprising turn of events, the Canadian housing market is experiencing a shortage of new home listings, with homeowners showing reluctance to sell their properties. This has led to a surge in home prices, leaving potential buyers facing limited options and entering bidding wars. While there may be multiple factors at play, one significant…

  • May 17, 2023

    After a period of uncertainty caused largely by the Bank of Canada raising its rate by more than 3%, it seems the housing markets in Canada are finding their footing once again.

  • April 14, 2023

    [et_pb_section fb_built="1" specialty="on" next_background_color="#ffffff" padding_top_1="60px" padding_top_bottom_link_1="false" padding_left_right_link_1="false" padding_1_tablet="0px||||false|false" padding_1_phone="0px||||false|false" padding_1_last_edited="on|phone" admin_label="Header" _builder_version="4.19.2" _module_preset="default" background_color="#0d3d61" background_image="https://mortgagesforless.ca/wp-content/uploads/2022/12/Blue-and-Purple-Casual-Corporate-App-Development-Startup-Planning-Presentation-1.jpg" parallax="on" background_blend="color" bottom_divider_style="asymmetric" bottom_divider_height="74px" bottom_divider_repeat="1x" global_colors_info="{}"][et_pb_column type="1_2" specialty_columns="2" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_row_inner _builder_version="4.16" _module_preset="default" global_colors_info="{}"][et_pb_column_inner saved_specialty_column_type="1_2" _builder_version="4.16" _module_preset="default" global_colors_info="{}"][et_pb_text _builder_version="4.20.4" _module_preset="53fac924-1644-4f70-a8a0-435df3cf1c52" text_font_size="15px" header_font="Poppins|600|||||||" header_text_color="#FFFFFF" header_font_size="80px" header_line_height="1.1em" header_font_size_tablet="50px" header_font_size_phone="50px" header_font_size_last_edited="on|desktop" locked="off" global_colors_info="{}"]IT'S HEATING UP IN CALGARY[/et_pb_text][et_pb_divider color="rgba(255,255,255,0.3)" divider_weight="10px" _builder_version="4.20.4" _module_preset="a9fcc5b1-74c5-43b4-b776-3e310da5f3e8" z_index="10"…

  • January 25, 2023

    [et_pb_section fb_built="1" specialty="on" next_background_color="#ffffff" padding_top_1="60px" padding_top_bottom_link_1="false" padding_left_right_link_1="false" padding_1_tablet="0px||||false|false" padding_1_phone="0px||||false|false" padding_1_last_edited="on|phone" admin_label="Header" _builder_version="4.19.2" _module_preset="default" background_color="#0d3d61" background_image="https://mortgagesforless.ca/wp-content/uploads/2022/12/Blue-and-Purple-Casual-Corporate-App-Development-Startup-Planning-Presentation-1.jpg" parallax="on" background_blend="color" bottom_divider_style="asymmetric" bottom_divider_height="74px" bottom_divider_repeat="1x" global_colors_info="{}"][et_pb_column type="1_2" specialty_columns="2" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_row_inner _builder_version="4.16" _module_preset="default" global_colors_info="{}"][et_pb_column_inner saved_specialty_column_type="1_2" _builder_version="4.16" _module_preset="default" global_colors_info="{}"][et_pb_text _builder_version="4.19.2" _module_preset="53fac924-1644-4f70-a8a0-435df3cf1c52" text_font_size="15px" header_font="Poppins|600|||||||" header_text_color="#FFFFFF" header_font_size="83px" header_line_height="1.1em" header_font_size_tablet="50px" header_font_size_phone="50px" header_font_size_last_edited="on|desktop" locked="off" global_colors_info="{}"]Time To Evaluate [/et_pb_text][et_pb_divider color="rgba(255,255,255,0.3)" divider_weight="10px" _builder_version="4.16" _module_preset="a9fcc5b1-74c5-43b4-b776-3e310da5f3e8" z_index="10" max_width="260px"…

  • December 16, 2022

    It is a common understanding that taking a 5-year variable rate mortgage nearly always costs less when compared to a 5-year fixed rate mortgage.  Usually, the variable rate at the start of a mortgage term is LOWER than the fixed rate at the same time. That helps make the choice easier. 

  • December 7, 2022

    [et_pb_section fb_built="1" specialty="on" next_background_color="#ffffff" padding_top_1="60px" padding_top_bottom_link_1="false" padding_left_right_link_1="false" padding_1_tablet="0px||||false|false" padding_1_phone="0px||||false|false" padding_1_last_edited="on|phone" admin_label="Header" _builder_version="4.19.2" _module_preset="default" background_color="#0d3d61" background_image="https://mortgagesforless.ca/wp-content/uploads/2022/12/Blue-and-Purple-Casual-Corporate-App-Development-Startup-Planning-Presentation-1.jpg" parallax="on" background_blend="color" bottom_divider_style="asymmetric" bottom_divider_height="74px" bottom_divider_repeat="1x" global_colors_info="{}"][et_pb_column type="1_2" specialty_columns="2" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_row_inner _builder_version="4.16" _module_preset="default" global_colors_info="{}"][et_pb_column_inner saved_specialty_column_type="1_2" _builder_version="4.16" _module_preset="default" global_colors_info="{}"][et_pb_text _builder_version="4.19.2" _module_preset="53fac924-1644-4f70-a8a0-435df3cf1c52" text_font_size="15px" header_font="Poppins|600|||||||" header_text_color="#FFFFFF" header_font_size="83px" header_line_height="1.1em" header_font_size_tablet="50px" header_font_size_phone="50px" header_font_size_last_edited="on|desktop" locked="off" global_colors_info="{}"]The Final  2022 Rate Adjustment[/et_pb_text][et_pb_divider color="rgba(255,255,255,0.3)" divider_weight="10px" _builder_version="4.16" _module_preset="a9fcc5b1-74c5-43b4-b776-3e310da5f3e8" z_index="10"…

  • December 1, 2022

    PRESS RELEASE Josh Tagg Recognized Among Global Top 100 Mortgage Brokers by MPA Magazine Calgary, Alberta, December 1, 2022 – Renowned Canadian mortgage broker, Josh Tagg, has recently been honored with a coveted spot on the 2022 Mortgage Global 100 list presented by Mortgage Professional America (MPA) Magazine. This prestigious list highlights the foremost influencers,…
  • #image_title

    Canadians are Abandoning the Usual 5-year Mortgage Terms

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  • #image_title

    Mortgage Minute 23: It’s heating up in Calgary

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  • Mortgage Minute 22: The Bank of Canada’s Final Rate Increase

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  • Mortgage Minute 20: Bank of Canada Raises Rates for the Last Time in 2022

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