How Are Fixed Mortgage Rates Priced?
Discover how banks use GICs and interest rate swaps to set fixed mortgage rates, balancing risk and revenue in the
Blog
Welcome to the Mortgages for Less blog! Here, you'll find expert advice, industry news, and helpful tips to guide you through every step of your home financing journey. Whether you're a first-time homebuyer or looking to refinance, our blog is your go-to resource for staying informed and making smart mortgage decisions.
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June 23, 2025
Discover how banks use GICs and interest rate swaps to set fixed mortgage rates, balancing risk and revenue in the financial market.June 16, 2025
Discover how Ottawa's GST rebate saves first-time Alberta buyers up to $50,000.
June 11, 2025
Explore Edmonton's housing market surge in May 2025: 20% rise in inventory, sales up 9.5%. Discover trends and predictions for the coming months.June 9, 2025
Explore how Canada's new housing strategy aims to double homebuilding, boost affordability, and its potential effects on Calgary's growing demand!June 4, 2025
BoC holds rate steady at 2.75%. Impact on Alberta mortgages: variable-rate relief delayed, fixed-rate changes anticipated. Stay informed on potential rate cuts.
June 2, 2025
Stay informed! The Bank of Canada may delay rate cuts, impacting Calgary mortgages. Follow economic trends for better financial decisions.May 28, 2025
Explore how supportive policies and family aid boost first-time homeownership in Canada, especially in Alberta, as revealed in the 2025 CMHC Survey.May 20, 2025
Calgary's mortgage rates are historically low. Waiting could cost you more in the housing market. Discover why now is the time to buy your dream home.May 12, 2025
Discover how the Fed's rate hold and Canada's job data influence Calgary mortgage rates. What does this mean for home buyers amid economic shifts?
Read more- Read more
GST Rebate Boosts First-Time Homebuyers in Alberta
Discover how Ottawa's GST rebate saves first-time Alberta buyers up to $50,000.
- Read more
Edmonton Real Estate Market Update – May 2025
Explore Edmonton's housing market surge in May 2025: 20% rise in inventory, sales up 9.5%. Discover trends and predictions for
- Read more
New Federal Housing Strategy: Impact on Calgary
Explore how Canada's new housing strategy aims to double homebuilding, boost affordability, and its potential effects on Calgary's growing demand!
- Read more
Bank of Canada Maintains Overnight Rate
BoC holds rate steady at 2.75%. Impact on Alberta mortgages: variable-rate relief delayed, fixed-rate changes anticipated. Stay informed on potential
Read moreIs There A Rate Cut On The Horizon?
Stay informed! The Bank of Canada may delay rate cuts, impacting Calgary mortgages. Follow economic trends for better financial decisions.
- Read more
CMHC Mortgage Consumer Survey
Explore how supportive policies and family aid boost first-time homeownership in Canada, especially in Alberta, as revealed in the 2025
- Read more
Why Waiting for Lower Mortgage Rates May Cost You
Calgary's mortgage rates are historically low. Waiting could cost you more in the housing market. Discover why now is the
- Read more
How Will Economic Developments in the U.S. and Canada Affect Calgary Mortgage Rates?
Discover how the Fed's rate hold and Canada's job data influence Calgary mortgage rates. What does this mean for home
